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View Full Version : Do you believe in student loan forgiveness?


Andrew NDB
08-24-2022, 05:32 PM
https://i.ibb.co/XzpBZ1W/bid.jpg

Because Biden is announcing $10,000 - $20,000 in student loan forgiveness for basically everybody:

https://komonews.com/news/nation-world/biden-announces-big-student-loan-forgiveness-plan-money-cash-college-debt-campaign-promise-financial-need-federal-loans-borrowers-white-house-10000-loan-cancellation-extend-repayment-pause

mrmaczaps
08-24-2022, 06:06 PM
This is not loan "forgiveness". Its a debt transfer from the idiots who took useless college courses & then couldn't actually find work or get paid enough using their degree to pay their loans (and/or blow their income on sh!t they don't need) instead of paying their own bills. All these clowns wanting it using their $1000 Apple phones & drinking their over priced hot water with bugsh!t coffee... fjb. I already paid my student loans and I sure as sh!t should not be paying more taxes to cover anyone elses.

robertfiduciary
08-24-2022, 06:50 PM
if you have a problem with the student loan cancellation because you already paid off your loans, just pretend its a tax cut for the rich that you also never got but mysteriously didn't complain about.

mrmaczaps
08-24-2022, 06:56 PM
if you have a problem with the student loan cancellation because you already paid off your loans, just pretend its a tax cut for the rich that you also never got but mysteriously didn't complain about.

Fvck off idiot.

Roseangelo
08-24-2022, 07:03 PM
https://www.instagram.com/p/ChqFCTIsnok/

Biden ignores the question and implies that the only people not burdened by student loans own multi-million dollar companies. Just another example of how oblivious these politicians are to the reality that the majority of Americans live.

I paid my loans, and I also pay my taxes. I would like my $10k, please.

mrmaczaps
08-24-2022, 07:12 PM
https://www.instagram.com/p/ChqFCTIsnok/

Biden ignores the question and implies that the only people not burdened by student loans own multi-million dollar companies. Just another example of how oblivious these politicians are to the reality that the majority of Americans live.

I paid my loans, and I also pay my taxes. I would like my $10k, please.

Same here. Heck, I'm on disability four years now (seven counting the time I didn't have any help) & I can't even get rent assistance or food stamps [which the state says I've been using except I'm not...] I've called a few times and always get told "we will look into that & get back to you".... They haven't... I don't expect them to either. Lol

robertfiduciary
08-24-2022, 07:13 PM
Biden isn’t just forgiving a set amount of debt. He is also enacting a new policy that ends excess interest on student loans—as long as a borrower pays their minimum monthly payment (now capped at only 5% of their income), their balance will no longer increase.

90 PERCENT of the benefits of Biden’s student loan forgiveness plan go to those making under $75,000. These are the working class Americans that Republicans are mad are getting some relief.

And, under President Biden, this year's federal budget deficit is expected to decline by $1.7 trillion — the SINGLE LARGEST DECLINE in American history.

But, please. Swear at me all you want. Proveable facts don't really care about your emotions. And neither do I :D.

mrmaczaps
08-24-2022, 07:14 PM
Biden isn’t just forgiving a set amount of debt. He is also enacting a new policy that ends excess interest on student loans—as long as a borrower pays their minimum monthly payment (now capped at only 5% of their income), their balance will no longer increase.

90 PERCENT of the benefits of Biden’s student loan forgiveness plan go to those making under $75,000. These are the working class Americans that Republicans are mad are getting some relief.

And, under President Biden, this year's federal budget deficit is expected to decline by $1.7 trillion — the SINGLE LARGEST DECLINE in American history.

But, please. Swear at me all you want. Proveable facts don't really care about your emotions. And neither do I :D.

Clown. Tax payers will now foot the bill for rich, elites... the top 60% of borrowers who literally just refuse to pay their bills. This will absolutely not help poor people or the middle class. Basic economics. This is fvcking terrible for everyone. Idiot.

The Deadman
08-24-2022, 07:25 PM
Biden isn’t just forgiving a set amount of debt. He is also enacting a new policy that ends excess interest on student loans—as long as a borrower pays their minimum monthly payment (now capped at only 5% of their income), their balance will no longer increase.

90 PERCENT of the benefits of Biden’s student loan forgiveness plan go to those making under $75,000. These are the working class Americans that Republicans are mad are getting some relief.

And, under President Biden, this year's federal budget deficit is expected to decline by $1.7 trillion — the SINGLE LARGEST DECLINE in American history.

But, please. Swear at me all you want. Proveable facts don't really care about your emotions. And neither do I :D.

A good bit of the people who are in debt because of these loans....arent working to begin with. So what working class are you talking about?

robertfiduciary
08-24-2022, 07:25 PM
Just a quick Biden "highlight reel:"

-$10k in student loan debt eliminated
-Inflation Reduction Act (biggest climate bill in history)
-American Rescue Plan
-Infrastructure package
-Gun reform package
-CHIPS
-PACT
-Most jobs ever
-Lowest unemployment in 50 years
-al Qaeda leader killed

Also, I'm not a betting man, but if I were I would be willing to wager I've taken more college (and Grad School) economics courses than you have.

Which doesn't prove anything, sure.

But I guarantee these policy changes of President Biden's will be more of a net positive then a net negative (especially for families struggling with student loans).

And if you have a minute (since I can't seem to find it! Weird...), maybe you could direct me to the message board thread where you're just so full of anger and rage about the 1.9 TRILLION (of OUR MONEY) the previous administration gave to it's wealthy donors in the form of tax breaks?

Just, like, a link or something. Something to show how *equally* enraged you were then. I mean, I'm sure it happened. I'm sure you were BIG MAD then. Right? :lol:

Loving that Republicans want to run in 2022 on "Child victims of rape must have their rapist's baby." And "We must stop Democrats before they give out more education debt relief!"

Clown. Tax payers will now foot the bill for rich, elites... the top 60% of borrowers who literally just refuse to pay their bills. This will absolutely not help poor people or the middle class. Basic economics. This is fvcking terrible for everyone. Idiot.

mrmaczaps
08-24-2022, 07:32 PM
Just a quick Biden "highlight reel:"

-$10k in student loan debt eliminated [doesn't help the poor]
-Inflation Reduction Act (biggest climate bill in history) [can't pay our way into fixing a problem that does not exist]
-American Rescue Plan [higher taxes for the poor]
-Infrastructure package [payouts to bigwig democrats/doesn't help poor people]
-Gun reform package
-CHIPS
-PACT
-Most jobs ever [lol, people going back to work post flu does not count]
-Lowest unemployment in 50 years [lol]
-al Qaeda leader killed [he died years ago, ffs]

Also, I'm not a betting man, but if I were I would be willing to wager I've taken more college (and Grad School) economics courses than you have. [Explains why you're fvcking dumb. Indoctrinated idiot.]

Which doesn't [I]prove anything, sure.

But I guarantee these policy changes of President Biden's will be more of a net positive then a net negative (especially for families struggling with student loans).

And if you have a minute (since I can't seem to find it! Weird...), maybe you could direct me to the message board thread where you're just so full of anger and rage about the 1.9 TRILLION (of OUR MONEY) the previous administration gave to it's wealthy donors in the form of tax breaks?

Just, like, a link or something. Something to show how *equally* enraged you were then. I mean, I'm sure it happened. I'm sure you were BIG MAD then. Right? :lol:

Some of that is treason. None of that is "good". Joe isn't in charge, he has dementia and he did not win the election. I don't think tax payers should pay for anyone elses bills. No loans. No bail outs for banks or auto industries or anything. Stick with the present, commie. We aren't talking yesterday. We're talking today. Pay your own fvcking debts. Period.

Vegita-San
08-24-2022, 07:32 PM
this board isn't a democratic friendly one, as we see through all the smoke and mirrors. biden's accomplished nothing but putting us further in debt, making war on the middle class, and spending money we don't have by the trillions.

I hop ewe survive the next two years.

And I don't want my taxes raised to pay for some dickweeds gender studies course.

robertfiduciary
08-24-2022, 07:33 PM
I may have just mentioned that American currently has the LOWEST UNEMPLOYMENT RATE it's had in the last 50 years.

So, where are these people who "aren't working to begin with?"

Are they real? Do you have names? Addresses? Phone numbers? Email addresses?

I have a few journalist pals who would surely like to talk to them. If they exist.

Which I don't think they do!

A good bit of the people who are in debt because of these loans....arent working to begin with. So what working class are you talking about?

Leo656
08-24-2022, 07:39 PM
I'm of two minds about the issue ONLY because there is absolutely NO reason whatsoever that college needs to be so expensive. Especially not right now when literally every single thing you can learn in a college classroom, you can learn on the internet for free. Ostensibly, tuition rates should be going Down, not Up, the same way the cost of books and VHS tapes and DVDs all went down dramatically once the internet killed the need for any of those things to exist in physical form. You can't in good conscience charge a premium for things people can just as well get for free. It's insanely predatory, and it basically ensures that nobody who completes college nowadays can have a comfortable lifestyle until they're pushing 50, because they're going to spend their 20s struggling to get established and then their 30s and 40s working to pay off their debts. Tuition rates have skyrocketed over the past few decades, but wages have not increased alongside that, and that's where it becomes a huge issue.

I personally have a problem with the expectation that a person needs to go into debt for essentially their entire adult life just to have a shot at "a good career". The only reason college is so expensive is because they have to buy and maintain stadiums and stuff for the sports teams, and that's nonsense. Someone who just wants to be an engineer shouldn't have to pay half a million dollars because the football team wants new uniforms. If college sports didn't exist, then college would cost hardly anything, and that's indisputable.

HOWEVER... all that being said, going to college and assuming the debt that goes with it is kind of like buying a form of insurance, you're gambling on your future but in essence you're paying a premium to ensure you're "protected". There's no guarantees but having the piece of paper gives you a slight advantage in obtaining financial security. But so many variables rest upon the end-user; what's their major and hopeful chosen field? As has been said, if you're going to college for Music Theory or Gender Studies then that should be 100% on you, you can't expect to do anything but starve with those kinds of degrees and so other people shouldn't be on the hook for anyone who chooses to pursue a worthless degree. At some point, someone needs to sit a young adult down and explain to them in no uncertain terms that their "dreams" aren't going to help them eat, and make sure that they know if they waste their time and money on something with no upside then they can't expect "forgiveness", because the world doesn't work that way. Likewise, even someone who pursues a much more practical career like doctor or lawyer - basically, the only two things anyone should bother going to college for because those are as close to "guaranteed income for life" as it gets - could very well screw it up for themselves post-graduation by botching the follow-through, and that shouldn't be anyone's fault but theirs, either.

And then there's the fact that giving One Person a handout is disrespecting Another Person who doesn't get one. There's no way that every person's student loan debts will be "forgiven" and so doing it for even one person is, to my thinking, rather unfair and unethical. It rewards people who screwed up or were lazy while only punishing those who did everything "the right way". Maybe if every living person in the U.S. who ever went to college for any reason got a check for twenty grand, that'd be a different story, but that's not what's gonna happen.

I'm of the mind that by going to college at all, you assume certain risks and those risks are predominantly on You. Part of why I never went was because I simply had no money, I mean around the time I graduated high school we were borderline destitute, and my guidance counselors pretty much said straight-out that I had no options for college outside maybe taking some classes at a Community College; even if I applied for loans or financial aid, I'd never get them because it was plainly clear that I'd never, ever be in any position to pay them back. And for my own part, I knew full well I'd never be in any position to pay any loans back, and I didn't much feel like spending the rest of my life paying them back anyway. So I just didn't bother going to college. This did hurt me because I was forced to only do rather low-end sh*t that didn't pay well, but the fact is I'd be taking home almost the exact same amount anyways after paying back any hypothetical loans, so to me it just seemed like breaking even. If I was only ever going to take home less than 40 grand a year, I decided I'd rather do that without having a huge monthly bill hanging over my head for my entire adult life.

A person should be realistic about themselves, their prospects, and their circumstances. The fact is, most of my friends who never went to college are doing a lot better and making as much if not more money than the ones who did go to college. The ones who went to a vocational or trade school, they put a lot more hours in at their job and some of those jobs are a lot more physically difficult, but they generally report a higher level of life satisfaction. One of the most stable guys I know owns his own plumbing business; doesn't sound very glamorous and most people would not choose it, in fact anyone with a college degree would discourage and disparage such a career out loud, but the fact is the guy still owns his own business, is above his debts and takes great care of his wife and kids, while some of our friends with "better" jobs are STILL paying off their debts and loans from almost 20 years ago.

Frankly, I think college is mostly a scam and that most people who go only learn how to make connections and experiment with drugs and casual sex without their parents hawking them. That's the only thing anyone I know remembers from their college experience, all the coke they did and all the times they narrowly avoided getting an STD, plus the one or two people they met who did them a favor after graduation and helped them get a job they weren't qualified for. I don't think too many people actually "need" college anymore, I mean honestly only doctors really should have to go, nothing else is worth the investment or even requires that much "education" in the first place. Tuition rates are just another form of societal gatekeeping, making sure the poor people stay poor by saddling them with debt they'll be paying back until they're dead. I think that's horribly predatory and unfair.

BUT, these are the choices we make, and we are supposed to be beholden to those choices as well as their consequences. If a person chooses to go into debt to attend college, that's their decision and I don't think they should be rewarded for not being able to hack it later on.

Rather than forgiving student loans, what should rather happen is college needn't be so goddamn expensive across the board. THAT would actually do some good. But they "need" new stadiums every few years, so that's never gonna happen. It's f*cked up, but them's the breaks. You choose to go to college, you implicitly accept that you're gonna be paying them back for the rest of your life so the football team can have new helmets. It's dumb, it's unfair, it's pretty much just plain wrong... but that's life. They could just as well go to DeVry. We all make choices.

mrmaczaps
08-24-2022, 07:40 PM
this board isn't a democratic friendly one, as we see through all the smoke and mirrors. biden's accomplished nothing but putting us further in debt, making war on the middle class, and spending money we don't have by the trillions.

I hop ewe survive the next two years.

And I don't want my taxes raised to pay for some dickweeds gender studies course.

Democrats aren't friendly people... if they are people. They're racists, pedophiles & criminals. Biden is a disgrace but they'd all suck his junk if he said he would give them something free for it... they're slaves to the clowns in power. Govern them harder Papa Government.

We've sent BILLIONS to a fake war in Ukraine for a tyrant/puppet leader who has made it illegal to be against him and the country hates the lgbt folks... its illegal there.

Gas is still over $2 a gallon more than it should be or needs to be. Our oil reserves are nearly gone... to China & Ukraine. Everything Biden is doing right now, is to BUY votes. If the numbers for democrats were better, this "loan forgiveness" would not be happening... and don't spend your "savings" just yet because the Supreme Courts not going to allow this to stand (& it fvcking shouldn't).

mrmaczaps
08-24-2022, 07:43 PM
I'm of two minds about the issue ONLY because there is absolutely NO reason whatsoever that college needs to be so expensive. Especially not right now when literally every single thing you can learn in a college classroom, you can learn on the internet for free. Ostensibly, tuition rates should be going Down, not Up, the same way the cost of books and VHS tapes and DVDs all went down dramatically once the internet killed the need for any of those things to exist in physical form. You can't in good conscience charge a premium for things people can just as well get for free. It's insanely predatory, and it basically ensures that nobody who completes college nowadays can have a comfortable lifestyle until they're pushing 50, because they're going to spend their 20s struggling to get established and then their 30s and 40s working to pay off their debts. Tuition rates have skyrocketed over the past few decades, but wages have not increased alongside that, and that's where it becomes a huge issue.

I personally have a problem with the expectation that a person needs to go into debt for essentially their entire adult life just to have a shot at "a good career". The only reason college is so expensive is because they have to buy and maintain stadiums and stuff for the sports teams, and that's nonsense. Someone who just wants to be an engineer shouldn't have to pay half a million dollars because the football team wants new uniforms. If college sports didn't exist, then college would cost hardly anything, and that's indisputable.

HOWEVER... all that being said, going to college and assuming the debt that goes with it is kind of like buying a form of insurance, you're gambling on your future but in essence you're paying a premium to ensure you're "protected". There's no guarantees but having the piece of paper gives you a slight advantage in obtaining financial security. But so many variables rest upon the end-user; what's their major and hopeful chosen field? As has been said, if you're going to college for Music Theory or Gender Studies then that should be 100% on you, you can't expect to do anything but starve with those kinds of degrees and so other people shouldn't be on the hook for anyone who chooses to pursue a worthless degree. At some point, someone needs to sit a young adult down and explain to them in no uncertain terms that their "dreams" aren't going to help them eat, and make sure that they know if they waste their time and money on something with no upside then they can't expect "forgiveness", because the world doesn't work that way. Likewise, even someone who pursues a much more practical career like doctor or lawyer - basically, the only two things anyone should bother going to college for because those are as close to "guaranteed income for life" as it gets - could very well screw it up for themselves post-graduation by botching the follow-through, and that shouldn't be anyone's fault but theirs, either.

And then there's the fact that giving One Person a handout is disrespecting Another Person who doesn't get one. There's no way that every person's student loan debts will be "forgiven" and so doing it for even one person is, to my thinking, rather unfair and unethical. It rewards people who screwed up or were lazy while only punishing those who did everything "the right way". Maybe if every living person in the U.S. who ever went to college for any reason got a check for twenty grand, that'd be a different story, but that's not what's gonna happen.

I'm of the mind that by going to college at all, you assume certain risks and those risks are predominantly on You. Part of why I never went was because I simply had no money, I mean around the time I graduated high school we were borderline destitute, and my guidance counselors pretty much said straight-out that I had no options for college outside maybe taking some classes at a Community College; even if I applied for loans or financial aid, I'd never get them because it was plainly clear that I'd never, ever be in any position to pay them back. And for my own part, I knew full well I'd never be in any position to pay any loans back, and I didn't much feel like spending the rest of my life paying them back anyway. So I just didn't bother going to college. This did hurt me because I was forced to only do rather low-end sh*t that didn't pay well, but the fact is I'd be taking home almost the exact same amount anyways after paying back any hypothetical loans, so to me it just seemed like breaking even. If I was only ever going to take home less than 40 grand a year, I decided I'd rather do that without having a huge monthly bill hanging over my head for my entire adult life.

A person should be realistic about themselves, their prospects, and their circumstances. The fact is, most of my friends who never went to college are doing a lot better and making as much if not more money than the ones who did go to college. The ones who went to a vocational or trade school, they put a lot more hours in at their job and some of those jobs are a lot more physically difficult, but they generally report a higher level of life satisfaction. One of the most stable guys I know owns his own plumbing business; doesn't sound very glamorous and most people would not choose it, in fact anyone with a college degree would discourage and disparage such a career out loud, but the fact is the guy still owns his own business, is above his debts and takes great care of his wife and kids, while some of our friends with "better" jobs are STILL paying off their debts and loans from almost 20 years ago.

Frankly, I think college is mostly a scam and that most people who go only learn how to make connections and experiment with drugs and casual sex without their parents hawking them. That's the only thing anyone I know remembers from their college experience, all the coke they did and all the times they narrowly avoided getting an STD, plus the one or two people they met who did them a favor after graduation and helped them get a job they weren't qualified for. I don't think too many people actually "need" college anymore, I mean honestly only doctors really should have to go, nothing else is worth the investment or even requires that much "education" in the first place. Tuition rates are just another form of societal gatekeeping, making sure the poor people stay poor by saddling them with debt they'll be paying back until they're dead. I think that's horribly predatory and unfair.

BUT, these are the choices we make, and we are supposed to be beholden to those choices as well as their consequences. If a person chooses to go into debt to attend college, that's their decision and I don't think they should be rewarded for not being able to hack it later on.

Rather than forgiving student loans, what should rather happen is college needn't be so goddamn expensive across the board. THAT would actually do some good. But they "need" new stadiums every few years, so that's never gonna happen. It's f*cked up, but them's the breaks. You choose to go to college, you implicitly accept that you're gonna be paying them back for the rest of your life so the football team can have new helmets. It's dumb, it's unfair, it's pretty much just plain wrong... but that's life. They could just as well go to DeVry. We all make choices.

One of the few things we mostly agree on... college became expensive when the federal Government took over student loans back whenever that was... 80s or early 90s maybe. I know rates weren't terrible when I went to a local community college but that same place is 4 or 5 times now more expensive. And they don't teach anymore and what they do talk about is irrelevant to real life.

The Deadman
08-24-2022, 07:43 PM
I may have just mentioned that American currently has the LOWEST UNEMPLOYMENT RATE it's had in the last 50 years.

So, where are these people who "aren't working to begin with?"

Are they real? Do you have names? Addresses? Phone numbers? Email addresses?

I have a few journalist pals who would surely like to talk to them. If they exist.

Which I don't think they do!

Do you? Probably not.

Leo656
08-24-2022, 07:49 PM
I don't think tax payers should pay for anyone elses bills.

I'm simply obligated to point out that that is the entire point of having taxes in the first place.

Now frankly, I'm a pretty firm believer that "All Taxation Is Theft", because nobody ever ASKED me if I wanted to contribute to "society's needs", and if they did ask I'd say "No", because I consider myself to be more "in need" than the next person, and I'm also just plain pretty selfish.

HOWEVER. By definition the very purpose of taxes is so "tax payers can pay for someone else's bills." And since most people are exactly like me and only contribute to the greater good when forced at proverbial gunpoint, it is what it is. People have to be "forced" to pay taxes because if it were voluntary then nobody would, and without the monies provided via tax collection then society itself would completely shut down. Even a Scrooge like me understands and accepts that even though I don't like it.

So unless you wanna go completely off the grid and live off the land like a lumberjack, you gotta just accept that by paying taxes at all you're paying someone else's bills. That's entirely how it works.

Not to be a dick but nobody asked the taxpayers in your state if they'd be fine paying into your disability claim, either, and I'm sure if they had been asked most people would say "No, I don't even know that guy". But I'm quite sure that you're grateful for the services provided by those peoples' tax dollars, all the same.

Just saying. I abhor taxes as a rule but they're a necessary evil and you don't get to pick and choose where the money goes, that isn't how it works.

Vegita-San
08-24-2022, 07:50 PM
LOL ' lowest unemployment'....


a little suspicious thing called covid had a hand in that. How about all the businesses that biden and fraudci put out of business because of that thing?

Leo656
08-24-2022, 08:02 PM
I remember when not long ago someone publicly said "unemployment is no longer an issue because so many people have two or even three jobs."

Like, way to deflect from the larger point, that being that nobody should HAVE to work two or three jobs but it's the only way to even keep your head above water anymore.

"Inflation" hits everything except wages, which typically stay the same while everything else goes up. And nobody with any power to affect or correct ever wants to address the root causes. "Inflation" is manmade, just like wage stagnation. Why do things suddenly cost more? Because some rich c*cksucker decides so, so they can improve their bottom line and take home more. Why don't people earn more money alongside rising those costs? Because again, some rich c*cksucker says so.

ALL of these other things are just deflection and distraction.

Andrew NDB
08-24-2022, 08:07 PM
And the idea that the only way to get a good job is to get a student loan and go to democrat indoctrin -- I mean, college is preposterous. Has no one heard of trade schools? We need electricians and welders and HVAC people just as much or more than marine biologists or whatever else.

mrmaczaps
08-24-2022, 08:08 PM
I'm simply obligated to point out that that is the entire point of having taxes in the first place.

Now frankly, I'm a pretty firm believer that "All Taxation Is Theft", because nobody ever ASKED me if I wanted to contribute to "society's needs", and if they did ask I'd say "No", because I consider myself to be more "in need" than the next person, and I'm also just plain pretty selfish.

HOWEVER. By definition the very purpose of taxes is so "tax payers can pay for someone else's bills." And since most people are exactly like me and only contribute to the greater good when forced at proverbial gunpoint, it is what it is. People have to be "forced" to pay taxes because if it were voluntary then nobody would, and without the monies provided via tax collection then society itself would completely shut down. Even a Scrooge like me understands and accepts that even though I don't like it.

So unless you wanna go completely off the grid and live off the land like a lumberjack, you gotta just accept that by paying taxes at all you're paying someone else's bills. That's entirely how it works.

Not to be a dick but nobody asked the taxpayers in your state if they'd be fine paying into your disability claim, either, and I'm sure if they had been asked most people would say "No, I don't even know that guy". But I'm quite sure that you're grateful for the services provided by those peoples' tax dollars, all the same.

Just saying. I abhor taxes as a rule but they're a necessary evil and you don't get to pick and choose where the money goes, that isn't how it works.

I paid into the disability fund at all my jobs... can I get a refund cuz I'm sure that was more to live on than what I'm getting now. I paid in a lot longer than I've been collecting. And frankly, I'd be working if it wasn't for being taxed to death & the "help" worked right instead of how it currently "works".

Cities & all of civilization would be fine without most taxes. Pretty much all of the taxes could go away & the fat/bullsh!t would end... or towns would close, people would move and someone else would buy that land for pennies on the dollar & start over.

IMJ
08-24-2022, 08:09 PM
I may have just mentioned that American currently has the LOWEST UNEMPLOYMENT RATE it's had in the last 50 years

Unemployment under Trump began at 4.7% and he took it down to 3.5% immediately before the pandemic hit.

Then the pandemic popped up and the democrat agenda and all of the other nonsense that occluded as many of his accomplishments as possible hit in their smear campaign against an "America first" President. And now "Biden's unemployment rate is 3.6%. Your doing what all agenda-fools do - omitting the truth about any number you can use, hoping that people can't interpret it.

I'll say this now to anyone reading this thread - f$#@ "robertfiduciary". He pushes some strange agenda, and he twists facts calling you too dumb to look into them on your own, or to look into them with real context.

I could pick apart your entire Associate Degree-level-public-administration analysis, but every time you pop up you bore me to death.

https://www.instagram.com/p/ChqFCTIsnok/

Biden ignores the question and implies that the only people not burdened by student loans own multi-million dollar companies. Just another example of how oblivious these politicians are to the reality that the majority of Americans live.

I paid my loans, and I also pay my taxes. I would like my $10k, please.

Exactly. My Bachelors degree and my Masters degree were funded and resolved responsibly as well. Where is our "relief"? The only thing that liberal policy does is keep sinking people on handouts and in places to smoke crack in Seattle and L.A.

To any of the board leftists still left here - you think that the center and the right are your enemies, but your leaders are calling you dumb and stringing you along. Like Chuck Schumer with a stick pointer and a poster mobilizing the peasant revolts in the streets. This is your big moment, @$$holes! Congrats! Futhermore? Your "leaders" are the rich elite that you claim to hate so much. F'n idiots.

Leo656
08-24-2022, 08:20 PM
And the idea that the only way to get a good job is to get a student loan and go to democrat indoctrin -- I mean, college is preposterous. Has no one heard of trade schools? We need electricians and welders and HVAC people just as much or more than marine biologists or whatever else.

Yeah, but again, that's society.

To hear a college grad tell it, my buddy who owns the plumbing business is "a failure who has to be up to his elbows in sh*t every day just to make ends meet", but from what I understand it's actually not that bad of a gig. And again, he takes home more than most of our college grad friends do.

Or here's a more personal anecdote from back when I was in the moving business. One day we're unloading into somebody's house on a Summer afternoon, a blonde Karen was walking down the street with her son and as she passed by us she said out loud, "See honey? THAT'S what happens if you don't go to college!" :roll: First of all, the kid was like, 8, so what a dumb thing to say in the first place. But meanwhile, you know that when that dumb c*nt ended up moving from her mansion into a bigger mansion she was very grateful for those "losers" who never went to college, because Lord knows Karen isn't gonna pack her own boxes or carry her own armoire.

But yeah, it's society. "You HAVE to go to college or you're a failure." They drill that idea into your head in Kindergarten and every day forever after. No, it just means if you don't go to college you're not 100% guaranteed to make seven figures by sitting in the air conditioning, but to be fair you're not promised that even with a college degree, anyways.

More and more people are becoming aware that you can have a very happy and financially successful life without an expensive degree. But that's the problem, you find that sh*t out on your own; the "official" story according to parents and teachers and guidance counselors is "Go to college, or be called A Failure."

That needs to change. It won't, but it should.

Leo656
08-24-2022, 08:29 PM
I paid into the disability fund at all my jobs... can I get a refund cuz I'm sure that was more to live on than what I'm getting now. I paid in a lot longer than I've been collecting. And frankly, I'd be working if it wasn't for being taxed to death & the "help" worked right instead of how it currently "works".


I'd be willing to entertain hard data, but I doubt it. I know what I paid into my unemployment every month for the decade I worked at my last job, because I still have all my pay stubs. The two years I collected unemployment during the pandemic, I got paid way, WAY more than I ever paid in, and frankly more than I ever earned at the job.

On one hand, I absolutely do not feel guilty because I worked since I was 17 and definitely needed an extended vacation anyways, and if it's paid for by Uncle Sam then that's even better. Also, to somewhat echo your sentiments, "I paid into the system and now I'm just collecting my due."

But I'm not gonna sit here and pretend that I paid into the unemployment system anywhere near what they paid me. I basically raped them for two years, it's not even close. I paid in a pittance compared to what they gave me, that's just the facts. "The taxpayers" essentially bought me a bunch of stuff on eBay for two years; I can pretend otherwise and say "Well, I paid into the system" over and over again, but the fact remains that it simply isn't equitable and that monetary difference had to have come from somewhere.

No guilt, no regrets, Just Sayin'. I'm pretty sure it works that way for just about everyone, whether it be unemployment or disability or what have you. But I mean, your situation is Your Situation and I don't have that data.

IndigoErth
08-24-2022, 08:43 PM
Do I believe in it? Ehhhh.... yes and no. On one hand, taking those loans was a choice, on the other hand it is shameful what a higher education, just to try to have a decent chance in life, costs... not just now, but when most of us were younger too and just gets worse and worse. People shouldn't have to place bets and wager their financial well being just to get any chance.


I paid into the disability fund at all my jobs...
And what age did you quit working? You think that somehow covered disability for the rest of your life? Not a chance. Other tax payers are footing that bill and will continue to.

Has no one heard of trade schools? We need electricians and welders and HVAC people just as much or more than marine biologists or whatever else.
Sure, and plenty of people do that. Are all people supposed to and suddenly we're badly lacking needed people with higher educations because something else was safer financially speaking? Or we lose skilled talent because only rich dumbasses can get big degrees largely meant to impress their parents social circle. "Meet my son the doctor! He's as dumb as a brick, but we are donors to the school so they let him slide!"

Vegita-San
08-24-2022, 08:45 PM
ALL of these other things are just deflection and distraction.

Pretty much. I still say in flation is a myth. it's just an optical illusion. IF Gas one day costs 200$'s per car, your wage will be raised to match. someone gets to say 'look what I did!' but prices never go down. so, basically, it's myth piled on myth to make politicians look good.

mrmaczaps
08-24-2022, 08:51 PM
I'd be willing to entertain hard data, but I doubt it. I know what I paid into my unemployment every month for the decade I worked at my last job, because I still have all my pay stubs. The two years I collected unemployment during the pandemic, I got paid way, WAY more than I ever paid in, and frankly more than I ever earned at the job.

On one hand, I absolutely do not feel guilty because I worked since I was 17 and definitely needed an extended vacation anyways, and if it's paid for by Uncle Sam then that's even better. Also, to somewhat echo your sentiments, "I paid into the system and now I'm just collecting my due."

But I'm not gonna sit here and pretend that I paid into the unemployment system anywhere near what they paid me. I basically raped them for two years, it's not even close. I paid in a pittance compared to what they gave me, that's just the facts. "The taxpayers" essentially bought me a bunch of stuff on eBay for two years; I can pretend otherwise and say "Well, I paid into the system" over and over again, but the fact remains that it simply isn't equitable and that monetary difference had to have come from somewhere.

No guilt, no regrets, Just Sayin'. I'm pretty sure it works that way for just about everyone, whether it be unemployment or disability or what have you. But I mean, your situation is Your Situation and I don't have that data.

I got zero "covid" money for 2 years but I've been paying more for everything... and my first job was when I was 15. I have most of the pay stubs up until the job that refused to give me physical copies for my records seeing as you can't access the work intranet once you're no longer employed there... lol. And I wish I was working & didn't have a brain tumor. I'd love to get back to work & not be stuck broke sitting on my butt, scrounging to do a few shows here & there.

mrmaczaps
08-24-2022, 09:02 PM
Do I believe in it? Ehhhh.... yes and no. On one hand, taking those loans was a choice, on the other hand it is shameful what a higher education, just to try to have a decent chance in life, costs... not just now, but when most of us were younger too and just gets worse and worse. People shouldn't have to place bets and wager their financial well being just to get any chance.

its not that risky. You just make a choice, more liberal indoctrination while binge drinking every wednesday through Tuesday & then choosing to not pay your bills before buying expensive toys (like brand new cell phones every 6 months... or make good choices, take some classes & choose a degree thats actually useful & then make a budget & pay your bills...

And what age did you quit working? You think that somehow covered disability for the rest of your life? Not a chance. Other tax payers are footing that bill and will continue to.

I had to stop working 7 years ago. I got zero money for 4 years. I'm 3 years on disability. I'm still a tax payer... every time I buy stuff from a store, I pay tax. I still have monthly bills which are all taxed. We aren't talking about "the rest of my life", just currently to date and yeah, I think I've paid enough into the system over the years I worked to cover 3 years of disability. I could drop dead tomorrow & not use another dime of it. There is a difference between disability & lazy free loading dumba$$ college student loans not being paid by the people who took the loan. When I owed on my car, if I didn't pay for that, the bank would come take it. No one would support a taxpayer funded auto loan program. I, as a tax payer, did not force anyone to go to college & sign for thousands of dollars of loan money to do so. None of us should be paying those loans yet here we are in PedOTUS gets "his" way.

Sure, and plenty of people do that. Are all people supposed to and suddenly we're badly lacking needed people with higher educations because something else was safer financially speaking?

The Government, Biden, does not have the authority to transfer the debt from those who took it out to the backs of already struggling tax payers.

Leo656
08-24-2022, 09:18 PM
Google tells me that it is federal law that an employer must provide access to your pay stubs and records. Granted, though, I didn't dig too deep into it.

As everyone constantly tells me whenever I'm in a spot, call Legal Aid Services and get that sh*t straightened out.

Andrew NDB
08-24-2022, 09:25 PM
Pretty much. I still say in flation is a myth. it's just an optical illusion. IF Gas one day costs 200$'s per car, your wage will be raised to match.

Only for the people making minimum wage at the bottom, and not by much if at all. People in the middle do not see a bump because of the price of gas, not at all.

oldmanwinters
08-24-2022, 10:14 PM
I paid off the last of my debt this past March in regular monthly installments…

So yeah, I just figured it was inevitable the feds would pitch a hasty bail out offer as soon as that happened.

Andrew NDB
08-24-2022, 11:41 PM
Sure, and plenty of people do that. Are all people supposed to and suddenly we're badly lacking needed people with higher educations because something else was safer financially speaking? Or we lose skilled talent because only rich dumbasses can get big degrees largely meant to impress their parents social circle. "Meet my son the doctor! He's as dumb as a brick, but we are donors to the school so they let him slide!"

I don't think the balance is right. If your building has an HVAC problem or a pipe issue, you'll be waiting weeks, maybe months to get it taken care of because of trade worker shortages. Conversely, if your kid thinks they're the opposite sex, 20 social workers are standing by to affirm their new gender, no problem (or any one of a hundred examples).

1987
08-25-2022, 01:12 AM
Just a quick Biden "highlight reel:"

-$10k in student loan debt eliminated
-Inflation Reduction Act (biggest climate bill in history)
-American Rescue Plan
-Infrastructure package
-Gun reform package
-CHIPS
-PACT
-Most jobs ever
-Lowest unemployment in 50 years
-al Qaeda leader killed

Also, I'm not a betting man, but if I were I would be willing to wager I've taken more college (and Grad School) economics courses than you have.

Which doesn't prove anything, sure.

But I guarantee these policy changes of President Biden's will be more of a net positive then a net negative (especially for families struggling with student loans).

And if you have a minute (since I can't seem to find it! Weird...), maybe you could direct me to the message board thread where you're just so full of anger and rage about the 1.9 TRILLION (of OUR MONEY) the previous administration gave to it's wealthy donors in the form of tax breaks?

Just, like, a link or something. Something to show how *equally* enraged you were then. I mean, I'm sure it happened. I'm sure you were BIG MAD then. Right? :lol:

Loving that Republicans want to run in 2022 on "Child victims of rape must have their rapist's baby." And "We must stop Democrats before they give out more education debt relief!"

Nope. That’s a leftwing conspiracy theory, none of that stuff Biden is doing is actually good for the U.S. Every radical liberal policy like this just further creates big government dependency and makes it easier for the UN/WEF to swoop in while the peasants are vulnerable and usher in a New World Order. I mean if you truly love communism and being controlled by the elites that much, then maybe it is a good thing for you, I guess?

TBH it wouldn’t be such a big deal if Biden wasn’t already sending millions and billions and trillions of U.S. taxpayer dollars to Ukraine while we’re in a recession and gas prices are at an all time high while they try to ban gas vehicles and force you to buy electric vehicles under a green new deal that you must pay taxes on.

All this does is further divide, just like abortion. The left went too radical with it at 9 months. Now the “nazis” have taken away their freedoms, and those same “nazis” are outraged about having to pay an average $2,000 per taxpayer for crazed leftists’ useless “gender studies degrees” and sets a bad precedent of what’s to come. Is this some form of revenge? Midterms right around the corner…

Leo656
08-25-2022, 01:35 AM
All this does is further divide, just like abortion. The left went too radical with it at 9 months.

Never once in the history of Ever has this happened, except in cases where the baby wasn't going to survive more than ten minutes after being born anyway, which most people would call an "extreme circumstance."

This has become a very loud right-wing talking point despite nobody anywhere asking for "abortions at 9 months". Pregnancy is an absolutely horrific ordeal that destroys a woman's body long before she ever gives birth (which incidentally is a huge reason why most women nowadays don't want to get pregnant in the first place); nobody anywhere wants to carry a baby for 9 months only to NOT have a baby to show for it all.

I think what has you and others confused is how there are in fact some women - and doctors - would rather terminate a late-term pregnancy once it's obvious the baby would be born without most of its skull, or something horrific like that. In which case the baby would suffer horrifically for mere minutes before dying anyway. Many people would consider actually giving birth to the baby more cruel than terminating it pre-birth. Depends who you ask.

But again, that is the ONLY time anyone has EVER said anything about "abortions at 9 months", so I don't see what the sh*t that has to do with a single goddamn thing whatsoever. Even the most ardent supporters of abortion rights generally agree that "20-something weeks" should be the cutoff point, AND even a ton of right-wingers would call it mercy to see the baby without a skull be terminated before birth no matter how far along, because they're not jackals. Some of the most anti-abortion people I know would still call that "an extenuating circumstance" and allow it in that sort of situation. It's not something anyone actually wants to happen, it's a literal worst-case scenario and that's all it's ever been.

You create this imaginary scenario of fully-pregnant mothers walking into a clinic so someone can just rip their fully-developed healthy baby out of them and then mangle it... except this never, ever, EVER happens.

And then The Right accuses The Left of "fear-mongering" and "making sh*t up for attention/distraction", and you wonder why it's so hard to be taken seriously. Good grief! I don't care what side of the political aisle anyone is on, but when they repeatedly insist fairy tales are Reality, I drop a red flag.

Mayhem
08-25-2022, 03:34 AM
I don't think tax payers should pay for anyone elses bills.
So what's Medicare then? And unemployment benefit? And so on.

Here in the UK there has been a change in the demographic and application since the university fees per year were allowed to grow up to I think £9000 per year now. Thing is here, I don't know about the US, you only start to pay back those debts once you start earning over a certain amount per year (I think it's around 24k GBP) and if you haven't paid it all back after 30 years of graduating, the debt is wiped out anyhow. Estimates put only about 30% of current students will actually pay back their entire debt.

And sometimes those aren't insignificant qualifications, care assistants, teachers and nurses can all start their career on salaries lower than the threshold for example.

Andrew NDB
08-25-2022, 03:54 AM
I just think there is some common ground. In at least that the sickest among the left might unwrinkle their nose and go "OK, fine, by this month (3? 4?) is OK to stop allowing abortions." As in less than 9. But that needs to be hashed out before we resume talking about some kind of federal mandate, without Roe V Wade in place. There is literally nowhere to start a new dialogue if it's just "rahhhhhhh!!! No! Anytime anywhere! Even up to labor!" Which is literally, actually what they're saying right now and nobody on the left is willing to even say "you have a point there," of the people saying that's nuts. It is all or nothing for these guys. And even if I am wholeheartedly pro-abortion, that stance isn't going to get them anywhere. And it shouldn't. Because it's sickening.

Personally I think the left (well, in the government) love this. Keep the discussion purely surface level and they never need to even debate the finer points. Either you're for or against, no need to get into dirty discussions of if this means the 9 month pregnancies obese derelict women didn't even knew they had and so on, or worse.

Leo656
08-25-2022, 06:10 AM
If you think only one side is playing the "All Or Nothing" game on ANY political topic these days, you simply haven't been paying attention. The only people speaking out loud on any topic are the extremists, who are ironically the ones who most ought to sit down and shut up. That goes for the politicians as well as their constituents.

It's a f*cking joke anymore, what passes for "political discourse" in this country. Thanks, Obama*.

*This "all or nothing" bullsh*t started when it was collectively decided without conversation that if you weren't all-in on Obama then you were a racist neo-Nazi. That's where it started, and it's just gotten worse ever since. So yeah, Thanks Obama. :trazz:

mrmaczaps
08-25-2022, 10:19 AM
I just think there is some common ground. In at least that the sickest among the left might unwrinkle their nose and go "OK, fine, by this month (3? 4?) is OK to stop allowing abortions." As in less than 9. But that needs to be hashed out before we resume talking about some kind of federal mandate, without Roe V Wade in place. There is literally nowhere to start a new dialogue if it's just "rahhhhhhh!!! No! Anytime anywhere! Even up to labor!" Which is literally, actually what they're saying right now and nobody on the left is willing to even say "you have a point there," of the people saying that's nuts. It is all or nothing for these guys. And even if I am wholeheartedly pro-abortion, that stance isn't going to get them anywhere. And it shouldn't. Because it's sickening.

Personally I think the left (well, in the government) love this. Keep the discussion purely surface level and they never need to even debate the finer points. Either you're for or against, no need to get into dirty discussions of if this means the 9 month pregnancies obese derelict women didn't even knew they had and so on, or worse.

The middle ground is here: stop murdering new life for convenience. Take all proper precautions prior to becoming pregnant. Simple really. Its not at all hard to do. In the mid 90s, the left fought for free condoms & they've been free or damn cheap since then so there is no excuse or need to murder the unborn.

As to student loans: this benefits 60% of borrowers who can actually afford to PAY their loans yet choose not to do so. The poorest of borrowers are still going to pay more elsewhere by more than their owed loans than before now.

https://www.louderwithcrowder.com/manti-te-trans-catfish <links to MSM sources that prove this loan "forgiveness" is terrible (& more)...

Andrew NDB
08-25-2022, 11:25 AM
The middle ground is here: stop murdering new life for convenience.

And more than half of the country basically says to that, "No" and "I don't think it is murdering!" and then we don't get anywhere.

robertfiduciary
08-25-2022, 11:52 AM
"To those Republicans in Congress who believe student debt shouldn’t be forgiven:

"I will never apologize for helping America’s middle class – especially not to the same folks who voted for a $2 trillion tax cut for the wealthy and giant corporations that racked up the deficit."

- (Actual) President Joe Biden


Y'all can keep on with your little Confederacy LARP game (I like to assume that's what you're doing here. It makes me feel better about humanity), and believing President Biden is some Manchurian Candidate (weird that there's never proof to the claim, though. Real "Obama was born in Kenya" energy), or that the last election was "stolen" (how many court cases were there? Like, sixty?).

You can claim "treason," which... wow. I can claim you need a dictionary, and a copy of the Constitution. We can all claim things. It's fun!

You can claim whatever you want about President Biden. He and Vice-President Harris have not been perfect. Far from it. I've had issues with several of their decisions over the last couple of years, and I'm sure I'll have issues with matters in the future.

But I will give him credit where credit is due. He's putting the work in. Doing what is and will continue to help the working, middle-class people of this country.

And if you disagree with him (and/or me), that's cool. I mean, if you think "Louder than Crowder" is a reputable source, it's fine.

I personally think he's the reanimated corpse of Rush Limbaugh's dead sperm, and that his readers/listeners/followers are Grade-A suckers, but again!

So what.

Another election is right around the corner.

And that will be what ultimately matters.

Cowabung-Gal
08-25-2022, 12:05 PM
This "all or nothing" bullsh*t started when it was collectively decided without conversation that if you weren't all-in on Obama then you were a racist neo-Nazi. That's where it started, and it's just gotten worse ever since. So yeah, Thanks Obama. :trazz:

Imagine if Candace Owens or Larry Elder or Ben Carson won the Presidency, and the Far-Left denounced every single thing they did, good or bad, and even called them racial slurs. We could use their own logic against them and accuse them of being racists for not completely supporting our new black President, but guess what?

They don’t give a sh**. The only standards they have are double standards. That’s why they sent a white girl in a gorilla mask to throw eggs at Elder during the California recall election.

mrmaczaps
08-25-2022, 12:22 PM
"To those Republicans in Congress who believe student debt shouldn’t be forgiven:

"I will never apologize for helping America’s middle class – especially not to the same folks who voted for a $2 trillion tax cut for the wealthy and giant corporations that racked up the deficit."

- (Actual) President Joe Biden


Y'all can keep on with your little Confederacy LARP game (I like to assume that's what you're doing here. It makes me feel better about humanity), and believing President Biden is some Manchurian Candidate (weird that there's never proof to the claim, though. Real "Obama was born in Kenya" energy), or that the last election was "stolen" (how many court cases were there? Like, sixty?).

You can claim "treason," which... wow. I can claim you need a dictionary, and a copy of the Constitution. We can all claim things. It's fun!

You can claim whatever you want about President Biden. He and Vice-President Harris have not been perfect. Far from it. I've had issues with several of their decisions over the last couple of years, and I'm sure I'll have issues with matters in the future.

But I will give him credit where credit is due. He's putting the work in. Doing what is and will continue to help the working, middle-class people of this country.

And if you disagree with him (and/or me), that's cool. I mean, if you think "Louder than Crowder" is a reputable source, it's fine.

I personally think he's the reanimated corpse of Rush Limbaugh's dead sperm, and that his readers/listeners/followers are Grade-A suckers, but again!

So what.

Another election is right around the corner.

And that will be what ultimately matters.


Confederacy? Fvck you dude. Democrats are the party of the confederacy & slavery. No poor person is going to benefit AT FVCKING ALL from this.

Crowder uses YOUR idiot MSM morons to fact check those same morons.... All (or d@mn near all) sources are LIBERAL sources.... but you're, again, an educated idiot & can't be bothered to actually look at those sources because they would 100% prove you full of sh!t. Obviously. Biden is a puppet & Harris is a wh0re. Both are quite useless.

IMJ
08-25-2022, 02:26 PM
I really want to know what the "big stand" using twisted words and skewed perception and facts does for a guy like RobertFidouchebag here. Like... what evil is he deeply fighting with his nonsense?

And other wokesters like him? Drawing these deep lines in the sand as if they are the catalyst of "hope and change" on Planet Earth and throughout history or something.

All with the perceptual madness of a raving lunatic. That's the left. That's "RobertFiduciary". That's all of them. Just the life-lost getting a dopamine hit from "fighting -perceived- evil". What a life - to be walking around with all of these opinions fueled purely by the adrenaline rush of having a forum to dictate political edicts to. But having nothing outside of perception and some googling for skewed "data".

Another wandering idiot. Goes around spouting nonsense anywhere it can be done. And the brain-chemicals reinforce to him that he's not only "correct", but that - HEY! He fought some evil and oppression and the racists and the misogynists today! Good job, douchbag. How's real life treating you, btw? :lol:

Obviously. Biden is a puppet & Harris is a wh0re. Both are quite useless.

Sometimes I can't get onboard with the depth of some of your position, but Yes. Biden is absolutely a puppet President. Literally no question about it.

mrmaczaps
08-25-2022, 04:16 PM
I really want to know what the "big stand" using twisted words and skewed perception and facts does for a guy like RobertFidouchebag here. Like... what evil is he deeply fighting with his nonsense?

And other wokesters like him? Drawing these deep lines in the sand as if they are the catalyst of "hope and change" on Planet Earth and throughout history or something.

All with the perceptual madness of a raving lunatic. That's the left. That's "RobertFiduciary". That's all of them. Just the life-lost getting a dopamine hit from "fighting -perceived- evil". What a life - to be walking around with all of these opinions fueled purely by the adrenaline rush of having a forum to dictate political edicts to. But having nothing outside of perception and some googling for skewed "data".

Another wandering idiot. Goes around spouting nonsense anywhere it can be done. And the brain-chemicals reinforce to him that he's not only "correct", but that - HEY! He fought some evil and oppression and the racists and the misogynists today! Good job, douchbag. How's real life treating you, btw? :lol:



Sometimes I can't get onboard with the depth of some of your position, but Yes. Biden is absolutely a puppet President. Literally no question about it.

Some of it? Once you realize that all the Government does is bullsh!t & lies and then tax us to death... all of the rest of it will make sense. Free your mind.

IMJ
08-25-2022, 06:31 PM
Some of it? Once you realize that all the Government does is bullsh!t & lies and then tax us to death... all of the rest of it will make sense. Free your mind.

When you have an MPA and spent some time working in actual government and public service; and you can rationalize this claim after a deep understanding of government process, compartmentalization and the functionality of the Federalist systems spanning locality to Federal levels; then I will be willing to free my mind to some of your points of view there.

Until then though, I'm more worried about the blanket-analysis that make me wonder if you have a cabin in the woods as a place to build bombs. But as long as you are an LCS employee who pencil-whips opinion-facts on the Technodrome forums, I'm hard pressed to support your POV during any of your more manic moments about the system. But you definitely have my open mindedness and support on those occasions where you've had a reasonable or well justified observation. You can be a bit deep in the "government paranoia" pool, but you have your moments of lucidity too.

I'd rather take a "down to the root government-paranoid self-thinker" than a woke $#!( supporter flinging stigmatizing labels to argue with their made-up-enemy as a way to feel better about themselves and their $#!( lives.

mrmaczaps
08-25-2022, 06:50 PM
When you have an MPA and spent some time working in actual government and public service; and you can rationalize this claim after a deep understanding of government process, compartmentalization and the functionality of the Federalist systems spanning locality to Federal levels; then I will be willing to free my mind to some of your points of view there.

Until then though, I'm more worried about the blanket-analysis that make me wonder if you have a cabin in the woods as a place to build bombs. But as long as you are an LCS employee who pencil-whips opinion-facts on the Technodrome forums, I'm hard pressed to support your POV during any of your more manic moments about the system. But you definitely have my open mindedness and support on those occasions where you've had a reasonable or well justified observation. You can be a bit deep in the "government paranoia" pool, but you have your moments of lucidity too.

I'd rather take a "down to the root government-paranoid self-thinker" than a woke $#!( supporter flinging stigmatizing labels to argue with their made-up-enemy as a way to feel better about themselves and their $#!( lives.

What I got out of this is that you work in or with the Government, like your cushy above the law setting & don't care about the little people being sh!t on daily by this terrorist admin.

I only wish I had a cabin in the woods.

If the fed boiis shoot my dog, rest assured I know who to check with first. ;) :tlol:

Leo656
08-25-2022, 07:27 PM
I only wish I had a cabin in the woods.


So grab them bootstraps an' get sawin', Captain Freedom. Nobody's stopping you. :trazz:

Last Ronin
08-25-2022, 10:58 PM
No.
It was a choice. You chose to go, knew the price of going went anyways many getting degrees in fields that are full or cutthroat or something stupid like poetry yet come out crying they can't pay it off, well tough cookies. Pay it off on your own. Although I believe College is too damn expensive to begin with.

Mayhem
08-25-2022, 10:59 PM
Funny how for those voted into power it’s do as I say, not how I’ve benefitted…


https://i.imgur.com/bkm1Xjb.jpeg


https://i.imgur.com/5k0gMlg_d.webp?maxwidth=760&fidelity=grand

Leo656
08-25-2022, 11:10 PM
It's almost like with politicians, every single thing they say is rhetoric to manipulate the emptions of the easily-led common rabble and none of it's actually sincere.

Imagine that!

And people wonder why I don't vote.

MrPliggins
08-26-2022, 12:03 AM
I attended a for-profit art school (time period: early to mid-2000s). When I first visited, I was very naive. I had no personal finance education. The recruiters act like your best friend. They don't care if you're qualified to attend. They only care that you are approved for a loan. They sell the place to your parents, who were raised on the idea that if your kid goes to college, it guarantee their success. The school took advantage of this mindset. I got in by only showing one drawing. Once you sign those papers, the recruiter, who seemed like your best friend, will not say a word to you ever again.

Come graduation, more than half of the students couldn't get jobs because their work was sh*t. Now they're saddled with a mountain of debt for a field they can't get work in.

I will say that I was not one of them. I've had work in my field since graduation, and my career is thriving now. But it still took me 15 years to pay off my loan, and that was with always putting my extra money on the principal every month. Art school is too damn expensive. And they didn't even have a football team or stadium.

Forgiveness won't solve the problem, only ease the pain. Three things should happen: Personal finance should be taught in schools (probably won't happen because a lot of people benefit from society's bad money habits), nefarious recruiting practices should end (this is already happening as some for-profit schools are shutting down and being sued for this), and of course the burden of student loan debt could be reduced if college wasn't so damn expensive for no apparent reason. The idea is that your career should pay more when you go to college, so it's worth it. But more and more, that's not the case. It's a broken system and partial forgiveness is a temporary solution to a bigger problem.

Vegita-San
08-26-2022, 09:49 AM
I attended a for-profit art school (time period: early to mid-2000s). When I first visited, I was very naive. I had no personal finance education. The recruiters act like your best friend. They don't care if you're qualified to attend. They only care that you are approved for a loan. They sell the place to your parents, who were raised on the idea that if your kid goes to college, it guarantee their success. The school took advantage of this mindset. I got in by only showing one drawing. Once you sign those papers, the recruiter, who seemed like your best friend, will not say a word to you ever again.
.

Ahh, sounds like the Katherine Gibbs motto there. about the only good thing to come out of that was I Recognized the scam around the time I was supposed to get my 'diploma' and even before. Having never gotten A's before, suddenly I Was getting A's and B's. Felt rather good about myself until you realized that they where just stringing you along. needless to say, I never tried 'higher education' again.

we as a class even went so far as to entertain the notion of suing the school.

About the only good thing that came out of it was my love for learning 3D software.

AquaParade
08-26-2022, 08:25 PM
Will Supreme Court block this?

Will Congress allow it?

ChosenOne
08-26-2022, 11:22 PM
No, I don't believe in Santa Claus. Especially not of the senile, child-sniffing variety.

IMJ
08-27-2022, 10:09 AM
What I got out of this is that you work in or with the Government, like your cushy above the law setting & don't care about the little people being sh!t on daily by this terrorist admin.

Well my point is that it isn't even remotely what you think it is. Also, that's a strange position to take out of what I said there, but it fits your operating model, I suppose. So at least you're a consistent weirdo.

But with that said, I can also tell you that you are the holder of a special and unique insight into things. So, make a note - if I ever PM you to warn you about what's coming, have a bug-out bag ready to go. We might be on different sides of employment, but I know that a man with your insightfulness can tell from my opinions that we have the same foundational beliefs. But seriously, bug-out-bag and be ready to go. But only when I clue you in. I will only do this for a select few people in every group I am in, both online and face-to-face.

It's almost like with politicians, every single thing they say is rhetoric to manipulate the emptions of the easily-led common rabble and none of it's actually sincere.

This is what I am also routinely trying to point out to the left. "They are manipulating you and you are dumb enough to fall for it and go out and fight your non-existent enemy istaphobes!"

But calling people dumb and hoping they change is hard because a dumb person will have the damndest time looking in the mirror and fessing up to how f'n dumb they have been.

But on that note, I am very proud of you for using the combination of words "easily-led common rabble" for what it is and without fear. It's not condescension. Instead, it's an unprotected and accurate attempt to shake people out of leftist manipulation.

AquaParade
08-27-2022, 12:48 PM
This is way too frustrating to debate online.

The idea of being called “selfish” for pointing out one of the many reasons this is a poor idea is just too much for even internet standards

Coola Yagami
08-27-2022, 02:53 PM
My understanding is, the money is still gonna come from somewhere, so maybe Joe Public got their loans forgiven, but now the rest of us will have to pay off a loan we never asked for via higher taxes.

IMJ
08-27-2022, 03:51 PM
This is way too frustrating to debate online.

The idea of being called “selfish” for pointing out one of the many reasons this is a poor idea is just too much for even internet standards

Anyone saying that is simply exhibiting more of the same - someone low-IQ hiding behind the "everyone has a valid opinion!" argument like a 3rd grader and presenting only the information than the low-IQ can generate such as "helping people with money situations is good!"

I'm telling you man, the internet has occluded the reality of judging people in interactions completely. 90% of the people in these conversations, especially here - man if you interacted with them in real life you'd know right away it wasn't worth your time. But online, it's a blanket of words and unseen/unjustified credibility.

mrmaczaps
08-27-2022, 06:09 PM
Well my point is that it isn't even remotely what you think it is. Also, that's a strange position to take out of what I said there, but it fits your operating model, I suppose. So at least you're a consistent weirdo.

But with that said, I can also tell you that you are the holder of a special and unique insight into things. So, make a note - if I ever PM you to warn you about what's coming, have a bug-out bag ready to go. We might be on different sides of employment, but I know that a man with your insightfulness can tell from my opinions that we have the same foundational beliefs. But seriously, bug-out-bag and be ready to go. But only when I clue you in. I will only do this for a select few people in every group I am in, both online and face-to-face.



This is what I am also routinely trying to point out to the left. "They are manipulating you and you are dumb enough to fall for it and go out and fight your non-existent enemy istaphobes!"

But calling people dumb and hoping they change is hard because a dumb person will have the damndest time looking in the mirror and fessing up to how f'n dumb they have been.

But on that note, I am very proud of you for using the combination of words "easily-led common rabble" for what it is and without fear. It's not condescension. Instead, it's an unprotected and accurate attempt to shake people out of leftist manipulation.

I already have a couple bug out bags. Thanks for the heads up.

Coola Yagami
08-27-2022, 10:49 PM
Anyone saying that is simply exhibiting more of the same - someone low-IQ hiding behind the "everyone has a valid opinion!" argument like a 3rd grader and presenting only the information than the low-IQ can generate such as "helping people with money situations is good!"

I'm telling you man, the internet has occluded the reality of judging people in interactions completely. 90% of the people in these conversations, especially here - man if you interacted with them in real life you'd know right away it wasn't worth your time. But online, it's a blanket of words and unseen/unjustified credibility.

The biggest issue is the people that are pro-loan forgiveness means all that debt will just magically disappear as if they never had it. They don't understand that those institutions are still gonna get their money somehow and if they're not gonna pay it, the rest of us will be forced to out of our paychecks.

mrmaczaps
08-28-2022, 07:55 AM
The biggest issue is the people that are pro-loan forgiveness means all that debt will just magically disappear as if they never had it. They don't understand that those institutions are still gonna get their money somehow and if they're not gonna pay it, the rest of us will be forced to out of our paychecks.

Taxation is theft and these "poor" people won't see any relief because their other bills will all increase to pay for their student loans, just no longer called student loans. But they're indoctrinated/educated idiots so... they'll love that. The rest of us, not so much.

Refractive Reflections
11-19-2022, 03:28 AM
Well we knew what it was really meant for...lol...

Ai9rKnJUuds

Although I don't agree with the student loan forgiveness policy and would rather have a better economy and energy policy, but if Joe Biden is gonna spend the money regardless, at least it's better spent here in the U.S. on the citizens than more money shipped out to Ukraine, or big corporations.

Cowabung-Gal
11-19-2022, 11:22 AM
Biden can’t even wipe his own butt, so how could he possibly clear your student loan debt?