I think it's fine if you actually look good naked. Which in my case... well, you all already know what I look like, so yeah.
I'd do it if we didn't actually live with other people. That complicates things. Like back when we still had a pool, we went skinny-dipping once except her Mom came home early and had to tell us something and thus she got a bit of an eyeful. Awkward. I almost used the old "My eyes are up here" line but I could tell she was trying super hard not to get caught looking, even though she was doing a crap job of hiding it.
So yeah, stuff like that is a complication. But I have no issues with it in theory.