How much money do you have in your savings accounts? - Page 2

*CyberCubed* · 06-11-2023, 10:37 AM

For a long time I used to get $13-15 interest in my account, but lately its shot up to $16+. I attached a screenshot below. For some reason I now get $16 interest at the end of every month.

Is this good or bad? I did not major in economics!

*IndigoErth* · 06-11-2023, 11:03 AM

That's it? I swear I was getting that with my old bank back in the day, but only with roughly the previously mentioned $10k in the savings.

(Not that I otherwise know what's good these days. Didn't major in it either and that kind of stuff is rather over my head and may as well be a foreign language, sad to say.)

*Roseangelo* · 06-11-2023, 02:51 PM

Quote:

Originally Posted by CyberCubed

For a long time I used to get $13-15 interest in my account, but lately its shot up to $16+. I attached a screenshot below. For some reason I now get $16 interest at the end of every month.

Is this good or bad? I did not major in economics!

You're doing great. Don't change anything you're doing.

*IMJ* · 06-12-2023, 11:25 AM

Agreed 100%. Just keep going.

rav4ge · 06-14-2023, 07:39 AM

So Cubed, what are some of your money-saving strategies? I'd love to take a page out of your playbook. Do you have any tricks or tips that you swear by?

*IMJ* · 06-14-2023, 08:02 AM

Quote:

Originally Posted by rav4ge

So Cubed, what are some of your money-saving strategies? I'd love to take a page out of your playbook. Do you have any tricks or tips that you swear by?

He spends his time posting on the Technodrome forums where it's free instead of going out and spending money. Also, that 16 bucks a month in compound interest really adds up.

Either those two strategies or there is another, very powerful strategy. It's called "photoshop".

Either way, I can honestly say that Cybercubed has more money in his savings account than I do.

*CyberCubed* · 06-14-2023, 10:24 AM

Well if you must know it's not because I have a high paying job or anything like that (my job pays decently, but nowhere as good as it should be for someone my age), and of course I did not get this money over night or anything. It comes from years and DECADES of saving money. Like dating back to 2008 (that was the year I graduated college), and saving money from then till now.

I don't own a car, so I don't have those expenses either. Also of course I have no kids and obviously I know most people my age have kids and a large family, and that of course eats away their salary. Obviously people who have 2+ kids and a dog or whatever spend most of their paycheck taking care of them. I do not have that.

Monty Mole · 06-14-2023, 12:54 PM

This is the saddest thread I've ever seen

*IMJ* · 06-14-2023, 01:05 PM

Quote:

Originally Posted by CyberCubed

Well if you must know

Bro. It's borderline appalling that you would start a sentence with those words in a thread where you've not only offered your bank account balances literally to the entire internet, but also asked people in the title how much they have.

"Well... if you must know..."

Geeze man.

*CyberCubed* · 06-14-2023, 02:24 PM

I'm like Scrooge McDuck, I save my money like a penny pincher.

rav4ge · 06-15-2023, 07:03 AM

Quote:

Originally Posted by CyberCubed

Well if you must know it's not because I have a high paying job or anything like that (my job pays decently, but nowhere as good as it should be for someone my age), and of course I did not get this money over night or anything. It comes from years and DECADES of saving money. Like dating back to 2008 (that was the year I graduated college), and saving money from then till now.

I don't own a car, so I don't have those expenses either. Also of course I have no kids and obviously I know most people my age have kids and a large family, and that of course eats away their salary. Obviously people who have 2+ kids and a dog or whatever spend most of their paycheck taking care of them. I do not have that.

Cool. Sounds like I'm in the same boat, so perhaps I'm halfway there!

*Roseangelo* · 06-15-2023, 08:05 AM

Quote:

Originally Posted by CyberCubed

Well if you must know...

And you don't pay for karate classes in California. That's a known bankrupter.

joe-eyeball · 06-15-2023, 04:11 PM

I’d be willing to bet you don’t date either? Or go out much at all?

Monty Mole · 06-15-2023, 04:50 PM

Quote:

Originally Posted by CyberCubed

I'm like Scrooge McDuck, I save my money like a penny pincher.

https://media.tenor.com/m1Q5l8YerhcA...duck-money.gif

Whatever helps you feel better about yourself

*Andrew NDB* · 06-15-2023, 04:51 PM

You could do a lot worse than Scrooge McDuck, in any case.

*ssjup81* · 08-04-2023, 08:18 PM

Most of my money goes towards medical related stuff and my car (insurance, gas, car payment). Time I start saving, I have to end up paying for something out of pocket (some meds/vitamins I take aren't covered by insurance). It's annoying sometimes. I do have money put away in a financial firm, though that I can't touch until my 60s, but I need to do some more investing to build it up. It should be higher than one it currently is, but I also haven't been adding much to it either.

*CyberCubed* · 08-04-2023, 08:46 PM

I wonder if I'll make it to $300,000 saved, but it'll probably take me into 2024 to even make it that far. And that's barring any unforseen financial crisis or me getting fired/quitting my current job. Who knows what might happen between now and next year. Probably not though, although who knows.

*IndigoErth* · 08-04-2023, 11:11 PM

At least you can afford that full set of dental implants someday after all that soda. I hear that can cost as much as a car and insurance doesn't necessarily cover it, prob just the extractions to a point.

*CyberCubed* · 08-05-2023, 03:02 PM

I had so many root canals and crowns but most of it was free.

I do have to pay roughly $300 for my current crowns but at least it's not $1,500! Also now that most of my teeth have either been replaced or fixed, I don't think I will have any issues going forward.

06-11-2023, 11:03 AM	#22
IndigoErth Team Blue Boy Join Date: Jun 2014 Location: U.S., East Coast Posts: 14,840	That's it? I swear I was getting that with my old bank back in the day, but only with roughly the previously mentioned $10k in the savings. (Not that I otherwise know what's good these days. Didn't major in it either and that kind of stuff is rather over my head and may as well be a foreign language, sad to say.) Last edited by IndigoErth; 06-11-2023 at 11:09 AM.

06-12-2023, 11:25 AM	#24
IMJ Emperor Join Date: Aug 2006 Location: Midwest, U.S.A. Posts: 6,377	Agreed 100%. Just keep going. __________________ Wave 1 Collectibles Online Market Watch Blog Collection Photography

06-14-2023, 07:39 AM	#25
rav4ge Foot Soldier Join Date: Feb 2009 Posts: 226	So Cubed, what are some of your money-saving strategies? I'd love to take a page out of your playbook. Do you have any tricks or tips that you swear by? __________________ "Grim... gritty... my kind of place." --Raphael, Turtles Forever

06-15-2023, 04:51 PM	#35
Andrew NDB Weed Whacker Join Date: Apr 2007 Location: Auburn, WA Posts: 28,101	You could do a lot worse than Scrooge McDuck, in any case. __________________ [ ODYSSEY \| ORIGIN \| THE IMAGE/VOL. 3 CONCLUSION \| THE SHELLSHOCKED PODCAST \| ON FACEBOOK ]

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06-14-2023, 10:24 AM	#27
CyberCubed Overlord Join Date: Dec 2004 Posts: 40,495	Well if you must know it's not because I have a high paying job or anything like that (my job pays decently, but nowhere as good as it should be for someone my age), and of course I did not get this money over night or anything. It comes from years and DECADES of saving money. Like dating back to 2008 (that was the year I graduated college), and saving money from then till now. I don't own a car, so I don't have those expenses either. Also of course I have no kids and obviously I know most people my age have kids and a large family, and that of course eats away their salary. Obviously people who have 2+ kids and a dog or whatever spend most of their paycheck taking care of them. I do not have that.

06-14-2023, 12:54 PM	#28
Monty Mole Hench Mutant Join Date: Jul 2022 Location: Alberta Posts: 337	This is the saddest thread I've ever seen

06-14-2023, 02:24 PM	#30
CyberCubed Overlord Join Date: Dec 2004 Posts: 40,495	I'm like Scrooge McDuck, I save my money like a penny pincher.

06-15-2023, 04:11 PM	#33
joe-eyeball Stone Warrior Join Date: Oct 2008 Location: Cleveland Posts: 639	I’d be willing to bet you don’t date either? Or go out much at all?

08-04-2023, 08:18 PM	#36
ssjup81 Foot Elite Join Date: Feb 2011 Location: Central Virginia (Back in the US) Posts: 4,686	Most of my money goes towards medical related stuff and my car (insurance, gas, car payment). Time I start saving, I have to end up paying for something out of pocket (some meds/vitamins I take aren't covered by insurance). It's annoying sometimes. I do have money put away in a financial firm, though that I can't touch until my 60s, but I need to do some more investing to build it up. It should be higher than one it currently is, but I also haven't been adding much to it either.

08-04-2023, 08:46 PM	#37
CyberCubed Overlord Join Date: Dec 2004 Posts: 40,495	I wonder if I'll make it to $300,000 saved, but it'll probably take me into 2024 to even make it that far. And that's barring any unforseen financial crisis or me getting fired/quitting my current job. Who knows what might happen between now and next year. Probably not though, although who knows.

08-04-2023, 11:11 PM	#38
IndigoErth Team Blue Boy Join Date: Jun 2014 Location: U.S., East Coast Posts: 14,840	At least you can afford that full set of dental implants someday after all that soda. I hear that can cost as much as a car and insurance doesn't necessarily cover it, prob just the extractions to a point.

08-05-2023, 03:02 PM	#39
CyberCubed Overlord Join Date: Dec 2004 Posts: 40,495	I had so many root canals and crowns but most of it was free. I do have to pay roughly $300 for my current crowns but at least it's not $1,500! Also now that most of my teeth have either been replaced or fixed, I don't think I will have any issues going forward.