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View Full Version : BLOODY BANKS! (rant)

Misfit
12-18-2003, 01:09 PM
I HATE BANKS.

I found a nice little letter telling me I was overdrawn. I don't know how banks in the US or anywhere else work but here if you get overdrawn they charge you a fee of £20 a day until you repay them. I'm not so angry that I'm overdrawn, well I am, I feel like a total idiot because this is the second time it's happened. What I'm angry about is that the letter I got didn't even tell me how much I was overdrawn by. So now I'm really worrying about the amount, I won't be able to find out until I go to the bank tomorrow. Grrr.

IMHO the way banks allow you to get overdrawn (when your money's all been spent they shouldn't allow you to take anymore) is criminal, it's just outright theft the way they don't tell you your don't have any money left or even ask you if you know your about to become overdrawn. Banks are just money grabbing jerks...if it weren't for online shopping I wouldn't even use a bank account, I hate them.

Anyway, point of this post, anyone got any horror stories about overdrafts they'd like to share? The worse the better - I need cheering up, this has made me super angry and depressed. :(
R-iZZy
12-18-2003, 01:46 PM
Well, not really. But that happened to my mom when she let my uncle borrow her credit card....... that didn't turn out so well!!!

And I like Banks........ well, Lloyd Banks. Other than that... my biggest crush works at the bank I go to, so I'm starting to like banks. :D
jeff the cheff
12-18-2003, 03:36 PM
I hate banks and money. I hope someone robs every bank and gets away with it.
Voltron
12-18-2003, 04:16 PM
I hate banks and money. I hope someone robs every bank and gets away with it.

I hear Jesus is putting together a crack team of deities to rob a few casinoes.
Stone Ill
12-18-2003, 06:14 PM
BLOODY BANKS!

Whoa.. a bloody bank.. creepy.
Kid Icarus
12-18-2003, 07:49 PM
Banks suck.

BLOODY BANKS!

Whoa.. a bloody bank.. creepy.

:lol: Blood banks! XD.
Taloniss
12-18-2003, 08:46 PM
BLOODY BANKS!

Whoa.. a bloody bank.. creepy.

Dracula loves to make withdrawls there.
Kali
12-19-2003, 01:34 AM
Being overdrawn sucks... Good thing it's never happened to me. I keep very close tabs on all the money I spend. 'Course, it doesn't hurt that I make money faster than I can spend it. (Because I hate to shop.)
Machias Banshee
12-19-2003, 01:49 AM
*has never been overdrawn in her life*

It amazes me how quickly people get into debt these days. Its like they cant keep track of anything, then the fees and stuff hit worse than the actual stuff bought.... its crazy! I throw out more credit cared offers... :roll:
That Matt Guy
12-19-2003, 04:00 AM
BLOODY BANKS!

Whoa.. a bloody bank.. creepy.

Dracula loves to make withdrawls there.

First National Bank or Transylvania?
Raijin Z
12-19-2003, 05:02 AM
Haha, I'm going to hijack a submarine and sink england.

At my bank, in the good old USA, you get charged maybe a dollar a day for being SIGNIFIGANTLY overdrawn.
That Matt Guy
12-19-2003, 05:15 AM
I never get overdrawn. I put tons of money into my account.
Dane E5R
12-19-2003, 05:37 AM
What do you do for a living, Matt?
Machias Banshee
12-19-2003, 01:31 PM
I never get overdrawn. I put tons of money into my account.

Heh, willing to make a donation to the starving reptilian collegiates fund? :embarass:
That Matt Guy
12-19-2003, 02:46 PM
What do you do for a living, Matt?

Manager of the Grocery Dept. at a Kroger grocery store. I hate it.


I never get overdrawn. I put tons of money into my account.

Heh, willing to make a donation to the starving reptilian collegiates fund? :embarass:

Maybe for some personal favors. :evilgrin: :wink:
Machias Banshee
12-19-2003, 07:55 PM
hmm....how about some art? :D
Misfit
12-20-2003, 03:11 PM
I never get overdrawn. I put tons of money into my account.Gee way to cheer me up Mr Rich. Couldn't loan some of that ton of money to a poor, deprived Brit girl, could ya? LOL j/k.

Update on the bank situation...turns out I was only over drawn by £13...couldn't they have told me that in the letter? Would've saved so much worrying.. So I paid that off. For some bizarre reason they didn't charge me the fee after all. Weird. But I'm not gonna mention it to them. :evilgrin:
That Matt Guy
12-21-2003, 06:38 AM
I never get overdrawn. I put tons of money into my account.Gee way to cheer me up Mr Rich. Couldn't loan some of that ton of money to a poor, deprived Brit girl, could ya? LOL j/k.

Naw... I still haven't forgiven the English for the War of 1812; so your going to have to suffer.
Misfit
12-23-2003, 02:38 AM
LOL boy talk about holding a grudge! ;)
Goz Wite
12-23-2003, 03:40 AM
*has never been overdrawn in her life*

It amazes me how quickly people get into debt these days. Its like they cant keep track of anything, then the fees and stuff hit worse than the actual stuff bought.... its crazy! I throw out more credit cared offers... :roll:

Amen sister :lol: I check out my balance with my online banking even if I don't buy anything, just to make sure no unwanted transactions occur. I remember seeing something on TV about how the average American debt is like $4000 or something. I don't get it. The only time I owe people money is when I go to Costco or Sam's Club, and I pay back my dad because I can't shop there myself without a membership of my own.