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12-18-2003, 01:09 PM
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#1 |
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Stone Warrior
 
Join Date: May 2003
Location: UK
Posts: 508
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BLOODY BANKS! (rant)
I HATE BANKS.
I found a nice little letter telling me I was overdrawn. I don't know how banks in the US or anywhere else work but here if you get overdrawn they charge you a fee of £20 a day until you repay them. I'm not so angry that I'm overdrawn, well I am, I feel like a total idiot because this is the second time it's happened. What I'm angry about is that the letter I got didn't even tell me how much I was overdrawn by. So now I'm really worrying about the amount, I won't be able to find out until I go to the bank tomorrow. Grrr. IMHO the way banks allow you to get overdrawn (when your money's all been spent they shouldn't allow you to take anymore) is criminal, it's just outright theft the way they don't tell you your don't have any money left or even ask you if you know your about to become overdrawn. Banks are just money grabbing jerks...if it weren't for online shopping I wouldn't even use a bank account, I hate them. Anyway, point of this post, anyone got any horror stories about overdrafts they'd like to share? The worse the better - I need cheering up, this has made me super angry and depressed. 
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12-18-2003, 01:46 PM
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#2 |
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The Long Con
Join Date: Jul 2002
Location: G'ville, FL (Gator Country), USA
Posts: 3,007
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Well, not really. But that happened to my mom when she let my uncle borrow her credit card....... that didn't turn out so well!!!
And I like Banks........ well, Lloyd Banks. Other than that... my biggest crush works at the bank I go to, so I'm starting to like banks. 
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12-18-2003, 03:36 PM
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#3 |
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Mad Scientist
Join Date: Jun 2003
Location: 122 and an eighth
Posts: 2,129
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I hate banks and money. I hope someone robs every bank and gets away with it.
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12-18-2003, 04:16 PM
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#4 | |
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Handsomest Boy in School
Join Date: Feb 2003
Location: The Realm of SJW
Posts: 4,642
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12-18-2003, 06:14 PM
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#5 | |
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Mad Scientist
Join Date: Dec 2002
Location: Burlington, Ontario
Posts: 2,397
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Re: BLOODY BANKS! (rant)
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12-18-2003, 07:49 PM
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#6 | ||
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Foot Elite
Join Date: Jan 2003
Location: Angel Land
Posts: 4,150
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Re: BLOODY BANKS! (rant)
Banks suck.
Quote:
 Blood banks! XD.
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12-18-2003, 08:46 PM
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#7 | ||
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Mad Scientist
Join Date: Jun 2003
Location: Toronto
Posts: 1,819
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Re: BLOODY BANKS! (rant)
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12-19-2003, 01:34 AM
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#8 |
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Inactive Moderator
Join Date: Dec 2001
Location: California!
Posts: 11,101
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Being overdrawn sucks... Good thing it's never happened to me. I keep very close tabs on all the money I spend. 'Course, it doesn't hurt that I make money faster than I can spend it. (Because I hate to shop.)
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12-19-2003, 01:49 AM
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#9 |
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Super Moderator
 Join Date: Dec 2001
Posts: 17,163
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*has never been overdrawn in her life*
It amazes me how quickly people get into debt these days. Its like they cant keep track of anything, then the fees and stuff hit worse than the actual stuff bought.... its crazy! I throw out more credit cared offers... 
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12-19-2003, 04:00 AM
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Honey Bunches
Join Date: Jan 2003
Location: Lone Star State
Posts: 5,840
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Re: BLOODY BANKS! (rant)
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12-19-2003, 05:02 AM
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#11 |
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Thug
Join Date: Feb 2002
Location: Old Murakumo Base, Mars
Posts: 68
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Haha, I'm going to hijack a submarine and sink england.
At my bank, in the good old USA, you get charged maybe a dollar a day for being SIGNIFIGANTLY overdrawn. |
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12-19-2003, 05:15 AM
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#12 |
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Honey Bunches
Join Date: Jan 2003
Location: Lone Star State
Posts: 5,840
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I never get overdrawn. I put tons of money into my account.
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12-19-2003, 05:37 AM
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#13 |
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Mad Scientist
Join Date: Apr 2003
Location: Topeka, Kansas
Posts: 1,602
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What do you do for a living, Matt?
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http://www.luckyusshow.com |
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12-19-2003, 01:31 PM
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Super Moderator
Join Date: Dec 2001
Posts: 17,163
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12-19-2003, 02:46 PM
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Honey Bunches
Join Date: Jan 2003
Location: Lone Star State
Posts: 5,840
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Quote:
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12-19-2003, 07:55 PM
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#16 |
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Super Moderator
Join Date: Dec 2001
Posts: 17,163
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hmm....how about some art?
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12-20-2003, 03:11 PM
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#17 | |
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Stone Warrior
Join Date: May 2003
Location: UK
Posts: 508
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Quote:
Update on the bank situation...turns out I was only over drawn by £13...couldn't they have told me that in the letter? Would've saved so much worrying.. So I paid that off. For some bizarre reason they didn't charge me the fee after all. Weird. But I'm not gonna mention it to them.
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My LiveJournal My Fanfiction "I'm the pretty one!" - Mikey in "Meet Casey Jones". |
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12-21-2003, 06:38 AM
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Honey Bunches
Join Date: Jan 2003
Location: Lone Star State
Posts: 5,840
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12-23-2003, 02:38 AM
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#19 |
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Stone Warrior
Join Date: May 2003
Location: UK
Posts: 508
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LOL boy talk about holding a grudge!
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My LiveJournal My Fanfiction "I'm the pretty one!" - Mikey in "Meet Casey Jones". |
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12-23-2003, 03:40 AM
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#20 | |
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Mouser
Join Date: Oct 2003
Location: Texas
Posts: 12
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Quote:
I check out my balance with my online banking even if I don't buy anything, just to make sure no unwanted transactions occur. I remember seeing something on TV about how the average American debt is like $4000 or something. I don't get it. The only time I owe people money is when I go to Costco or Sam's Club, and I pay back my dad because I can't shop there myself without a membership of my own.
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