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-   -   Are you rich or well off? (http://forums.thetechnodrome.com/showthread.php?t=63255)

CyberCubed 11-09-2020 10:44 AM

Are you rich or well off?
 
https://friendlystock.com/wp-content...on-clipart.jpg

I want to know if we have any money-bags here on the drome. Are any of you rich or pretty well off?

How many of you make a lot of money?

CylonsKlingonsDaleksOhMy 11-09-2020 11:02 AM

Shall I just upload a copy of my last tax return? You're as nosy as a Nigerian prince... :tlol:

ABrown 11-09-2020 11:08 AM

There needs to be a fourth option in between average and dirt poor. Something like "I get by". I don't make as much as I really should for someone my age. I work a second job part time to try to help make up for my lack of income from my main full time job.

PizzaPower1985 11-09-2020 12:37 PM

I'm DIRT POOR. Have not seen a doctor since 2008 (see DIRT POOR).

but... i just had my first day at the new job... SO.... went from making less than $12K a year being self employed... by next year's end I will be making about $32K a year (before taxes).

While I'm at it, why dont I just type out my SSN too? So nosey you make Pinocchio look like Michael Jackson!

CylonsKlingonsDaleksOhMy 11-09-2020 12:54 PM

Quote:

Originally Posted by PizzaPower1985 (Post 1867942)
While I'm at it, why dont I just type out my SSN too? So nosey you make Pinocchio look like Michael Jackson!

:tlol: :tlol: :tlol: :tlol:

Last Ronin 11-09-2020 01:23 PM

I'm RICH BIATCH

Only if sacks of dirt and rocks can be used for currency

Leo656 11-09-2020 02:01 PM

:lol::lol::lol:

I have BEEN dirt poor a few times, mostly from 1992-1997 and 2000-2002, but for most of my adult life I'd say "average" or "lower-middle class". When I was very young we were never rich but probably upper/average middle class. My Dad made about a grand a week in 1980s money BUT he also had to support his ex wife and three other kids for part of my earliest childhood, so we weren't exactly swimming in money. I was definitely pretty spoiled for a while, though.

Right now I'm on unemployment, but I get enough to get by with some extras and I have money in the bank - though not a lot - so make of that what you will.

Never been "rich" and never will be, but I've been pretty much everything else.

A few things I've learned:
- You can never get too comfortable if you're up near the top, because it doesn't take very much at all to send you right down to the bottom and it can happen quicker than you think.

- Nothing is promised and you have no guarantees.

- You're basically just a "tube" for money; it comes and goes right through you. No matter how much you have you'll always need more.

- Anyone who says either "Money is the root of all evil" and/or "Money can't buy happiness" has never, in the words of Art Alexakis, "had the 'joy' of a Welfare Christmas".

I could definitely be a lot better about saving money, but frankly, I've been poor enough times where I was lucky to have milk for my cereal, to the point where when I have the means I'd rather just enjoy life. I've gone without many times, so even if it's irresponsible or whatever I'd rather just have fun while I'm alive.

Roseangelo 11-09-2020 02:05 PM

How come Cyber didn't answer the question.

CyberCubed 11-09-2020 02:31 PM

I would say I make average income. But then again I barely pay for anything, so I save up a lot of money in the bank.

I currently have $164,000 saved up for a rainy day, and about $19,000 in various stocks. My goal is to have $200,000 saved up but that probably won't happen till the middle of next year.

IMJ 11-09-2020 02:45 PM

I'm with cubed. Basically average in my assessment.
Nice work on what you've managed to squirrel away in savings, btw. :)

CyberCubed 11-09-2020 02:48 PM

Quote:

Originally Posted by IMJ (Post 1867973)
I'm with cubed. Basically average in my assessment.
Nice work on what you've managed to squirrel away in savings, btw. :)

When you get almost everything for free or pay very little, and don't have any kids or stuff like that, you can save a lot.

IMJ 11-09-2020 02:58 PM

Quote:

Originally Posted by CyberCubed (Post 1867974)
When you get almost everything for free or pay very little, and don't have any kids or stuff like that, you can save a lot.

Hmmm.... oooookay.

CylonsKlingonsDaleksOhMy 11-09-2020 03:19 PM

Quote:

Originally Posted by CyberCubed (Post 1867974)
When you get almost everything for free or pay very little, and don't have any kids or stuff like that, you can save a lot.

And yet for all your wealth, you pirate $hit.

What the fvck, man. Respect the IP.

Jester 11-09-2020 03:33 PM

We get by ok on my income...

So Cubed tell us more about the not paying for things....

Roseangelo 11-09-2020 04:10 PM

I will accept free things.

Leo656 11-09-2020 04:13 PM

HAH if I stopped paying for anything tomorrow and saved every cent until I died I wouldn't have 200 grand in the bank. :lol: Must be nice.

And yeah, way to be a rich thief, scumbag. :trazz: People who do dodgy sh*t because they have no choice, I can kinda understand, but to have a ton of money in the bank and whine about paying $15 to watch a movie is literally the dirt worst.

I wish you HADN'T told us this. Some things you just don't wanna know about a person.

Last Ronin 11-09-2020 04:13 PM

I'm open for free things too damn it. This guy must use coupons

Leo656 11-09-2020 04:16 PM

There's "open to free things", and then there's "I can afford things, I just literally refuse to pay for them because I think I'm special."

I'm a wrestler (sometimes), and part of the Wrestler's Code is that you have to be the type of guy who'll drive 300 miles for a free meal and stuff as much food (and beer) as you can in a bag to take home. So I'm not against freebies, goodness knows. I furnished my Dad's entire apartment with free stuff I got off of moving jobs. Nothing wrong with that.

It's having the means and the ability to pay for things that aren't even that expensive, and going out of one's way NOT to do so that rubs me the wrong way.

BUT, that's the way of the world. Everybody thinks that everyone else should "pick up the slack" for them so they can get around things that the "little people" have to abide by. I get it. I just don't like it.

Also starting to think this thread was created for the sole purpose of HumbleBragging, which is always vulgar on its face. BUT, nobody asked me.

Roseangelo 11-09-2020 05:37 PM

Quote:

Originally Posted by Leo656 (Post 1867991)
Also starting to think this thread was created for the sole purpose of HumbleBragging, which is always vulgar on its face. BUT, nobody asked me.

Most definitely. Cyber just needed to select an answer to the poll, not reveal his bank account details.

sdp 11-09-2020 05:52 PM

It's called knowing how to save, you'd be surprised how much money you save by cutting out stuff you don't need. $15 for a movie is ridiculous and those type of expenses add up. Cubed is just good at personal finances and clearly likes investigating his money which will only be make him more money.

The amount of money I've saved this year alone has incremented my financial security. Just be smart with money.

IMJ 11-09-2020 07:09 PM

Quote:

Originally Posted by Jester (Post 1867980)
So Cubed tell us more about the not paying for things....

I can't tell if this is another high context liberal troll thread so as to allow for the "when you don't pay for things" comment which is meant to rattle right nuts who will go on about welfare or something.

:roll:

Idunno. :o

Either way there's nothing wrong with making average income and being a smooth saver. I think that's cool.

CyberCubed 11-09-2020 07:59 PM

It's not that hard to save money, and for those of us who don't have kids or a family to support, it's even easier. Obviously I'm aware people with 2+ kids or whatever have to spend more, but since I don't have a family of my own I don't have to do so...at least now yet anyway.

- My phone bill is only $31 a month, so I save a lot with a cheap phone bill, and I am still on the iphone 6. It works fine so there's no need to upgrade.

- I no longer buy blu-rays or DVDs (but I'd make an exception for something like TMNT, which is why I still want 4kids and Nick DVD/blu-ray boxsets). I do not have any online subscriptions to netflix, Disney+, hulu, or whatever

- Outside of TMNT, I do not buy comic books, and now I basically wait for trades for IDW especially.

- I've retired from buying action figures. I still have all my old TMNT toys in great condition from the last two decades, but I stopped buying toys around 2012 or so. You'll be amazed how much money you save when you stop buying action figures!

- I of course still buy videogames and it's my most expensive hobby, but I never buy games full-price and wait till they're $30-40 or so...I can't remember the last time I paid $59.99+ for a game

- For clothes I don't buy new clothes too often, I have clothes I still wore back in High School that still fit me to this day. I am not a massive clothing person, I buy a few new pairs of shirts/dress-shirts or jeans every year or so but do not go overboard.


And besides that there's just the usual food/expenses/travel fair, etc...but you have no choice there. Luckily I get discounts on almost all of this, and I eat the bare minimum for lunch every day (when I was at the job, I'm working at home now so I save even more money)

I don't make a lot of money at the job hence "average income," whatever that means. But I save money constantly. I am a penny-pincher. I am "El Cheapo," I don't spend money unless I absolutely have to. My money stays in the bank.

nylemon 11-09-2020 08:27 PM

Consider being in a total different country and due to the currency, poll is not suit for me I think.

But the thing about not paying money, I can share something.

In China, between in 2000s and early 2010s, you can have most illegal copy on the Internet: movies, games, TV shows, scanned comics and mangas etc... And TV channels import official rights on airing England Premier League, NBA etc... They are all free. And people are fine with that. At that time though I am so obsess with American pop culture and some Japanese stuff and I was so despise those who "steal" on pirate things and they are not feel shame of it. I was like some friar to seek legal things as hard as possible. (I was an angry teenage and I was deluded somehow)

Nowadays, the whole environment changed. Because of the popularity of legal online platform Steam, game consoles (PS4 XBox and Nintendo) Marvel Moives having big hits, etc... in China. The incoming Fan base cultures just have their big blow ups. And sports also are bought by Internet Giants and they are paid too. The younger generations and some elders grouped a very huge base of legal rights community. They boycotted and make arguments on some very big websites who provides high quality localized(translate to Chinese) games but still illegal games.(They are not imported, can only buy from HongKong region or others). So nowadays it is very hard to find illegal downloads in pure Chinese language sites.

After beating by real lift somehow, I have a smooth attitude towards the not paying things. I am now someone who I once despised before for not paying things if it can. I sold a lot of collections back in time I thought I would keep them forever.

For a guy collecting $200,000, if you move to China, you can have a very smooth life here. For jobs, being a teacher in teaching English is a decent money job, and most Chinese have a fantasy imagation on golden hair and blue eyes, especially for the older people. But you are not the one who seek material needs though.

IMJ 11-09-2020 08:28 PM

Quote:

Originally Posted by CyberCubed (Post 1868010)
It's not that hard to save money, and for those of us who don't have kids or a family to support, it's even easier. Obviously I'm aware people with 2+ kids or whatever have to spend more, but since I don't have a family of my own I don't have to do so...at least now yet anyway.

- My phone bill is only $31 a month, so I save a lot with a cheap phone bill, and I am still on the iphone 6. It works fine so there's no need to upgrade.

- I no longer buy blu-rays or DVDs (but I'd make an exception for something like TMNT, which is why I still want 4kids and Nick DVD/blu-ray boxsets). I do not have any online subscriptions to netflix, Disney+, hulu, or whatever

- Outside of TMNT, I do not buy comic books, and now I basically wait for trades for IDW especially.

- I've retired from buying action figures. I still have all my old TMNT toys in great condition from the last two decades, but I stopped buying toys around 2012 or so. You'll be amazed how much money you save when you stop buying action figures!

- I of course still buy videogames and it's my most expensive hobby, but I never buy games full-price and wait till they're $30-40 or so...I can't remember the last time I paid $59.99+ for a game

- For clothes I don't buy new clothes too often, I have clothes I still wore back in High School that still fit me to this day. I am not a massive clothing person, I buy a few new pairs of shirts/dress-shirts or jeans every year or so but do not go overboard.


And besides that there's just the usual food/expenses/travel fair, etc...but you have no choice there. Luckily I get discounts on almost all of this, and I eat the bare minimum for lunch every day (when I was at the job, I'm working at home now so I save even more money)

I don't make a lot of money at the job hence "average income," whatever that means. But I save money constantly. I am a penny-pincher. I am "El Cheapo," I don't spend money unless I absolutely have to. My money stays in the bank.

You mentioned you had some stocks that you bought? Do you mean like 401k investments or do you mean real daily, taxed market involvement through Charles Schwab or Robinhood or something like that?

Quote:

Originally Posted by nylemon (Post 1868012)
Consider being in a total different country and due to the currency, poll is not suit for me I think.

But the thing about not paying money, I can share something.

In China, between in 2000s and early 2010s, you can have most illegal copy on the Internet: movies, games, TV shows, scanned comics and mangas etc... And TV channels import official rights on airing England Premier League, NBA etc... They are all free. And people are fine with that. At that time though I am so obsess with American pop culture and some Japanese stuff and I am so despise those who "steal" on pirate things and they a not feel shame of it. I was like some friar to seek legal things as hard as possible. (I was an angry teenage and I was deluded somehow)

Nowadays, the whole environment changed. Because of the popularity of legal online platform Steam, game consoles (PS4 XBox and Nintendo) Marvel Moives having big hits, etc... in China. The incoming Fan base cultures just have their big blow ups. The younger generations and some elders grouped a very huge base of legal rights community. They boycotted and make arguments on some very big websites who provides high quality localized(translate to Chinese) games but still illegal games.(They are not imported, can only by in HongKong region or others). So nowadays it is very hard to find illegal downloads in pure Chinese language sites.

After beating by real lift somehow, I have a smooth attitude towards the not paying things. I am now someone who I once despised before for not paying things if it can.

This was interesting to read. But commenting on it is difficult because your country censors so much. I do not know what the final product is that you see or hear, but honestly don't think you know either. The Avengers movie that you are shown in China could be a completely different, oddly cut and edited edition with Chinese inserted propaganda that doesn't appear anywhere else.

Leo656 11-09-2020 09:10 PM

My best advice to anyone if they want to save money is, "Don't ever get married."

That way you won't get suckered into a situation where they (and their family) milk you dry and leave you with nothing, all because you're stupid enough to have a kind heart and expect the situation to ever change just because they make a lot of empty promises.

If I never met my wife I'd probably have a goddamn million in the bank by now. My entire life would be better, truthfully. BUT, nobody wants to die alone, etc. etc. etc.

So people say, "I love you", and you believe them, and you do what they want because you have hope that they're sincere, because YOU'RE sincere, and then they bleed you dry.

You wanna have a lot of money? Don't ever get married. It's really that simple.

nylemon 11-09-2020 09:22 PM

Quote:

This was interesting to read. But commenting on it is difficult because your country censors so much. I do not know what the final product is that you see or hear, but honestly don't think you know either. The Avengers movie that you are shown in China could be a completely different, oddly cut and edited edition with Chinese inserted propaganda that doesn't appear anywhere else.
It is not as terribly as you think. As long as you not making bad guys escape from punished and no nudity. I am not into Marvels so I never saw that but for things like this kind of movies there is no thing to sensor of.

In August a movie called Eight Hundred were put on screen and it's a movie about defense of Sihang Warehouse which is a campaign in Shanghai of fighting Japanese invaders during WWII in Sep, 1937. And the battle is fought by The National Revolutionary Army which is an army of Republic of China and it is ruled by the Party which finally retreated to Taiwan Island during civil war aka the Liberation War. And the heroes are protecting the National Flag of Republic of China(Which is the flag presenting the Taiwan Island regime now). It is a unbelievable thing back in the day but is public showed and earned a hit box office and make it top 10 in China Box Office history.

1 Wolf Warrior 2 5.68556 billion China 2017
2 Ne Zha 5.02951 billion China 2019
3 The Wandering Earth 4.68433 billion China 2019
4 Avengers: Endgame 4.25025 billion United States 2019
5 Operation Red Sea 3.65079 billion China, Hong Kong 2018
6 Detective Chinatown 2 3.39769 billion China 2018
7 The Mermaid 3.39211 billion China, Hong Kong 2016
8 My People, My Country 3.17137 billion China, Hong Kong 2019
9 Dying to Survive 3.09996 billion China 2018
10 The Eight Hundred 3.09534 billion China 2020

Besides, I use VPN I can see what ever I want. And a lot of people use it. In fact a lot of things are exaggerated by western media.

nylemon 11-09-2020 09:56 PM

Quote:

Originally Posted by Leo656 (Post 1868019)
My best advice to anyone if they want to save money is, "Don't ever get married."

That way you won't get suckered into a situation where they (and their family) milk you dry and leave you with nothing, all because you're stupid enough to have a kind heart and expect the situation to ever change just because they make a lot of empty promises.

If I never met my wife I'd probably have a goddamn million in the bank by now. My entire life would be better, truthfully. BUT, nobody wants to die alone, etc. etc. etc.

So people say, "I love you", and you believe them, and you do what they want because you have hope that they're sincere, because YOU'RE sincere, and then they bleed you dry.

You wanna have a lot of money? Don't ever get married. It's really that simple.

In my country a lot of single spend a lot and married ones save as harder as possible. Different developing stages between two countries.:D

If you have a million dollars here, you definitely have a decent lift here!

Leo656 11-09-2020 10:47 PM

Do their wives hit them and threaten to call the cops and file a false report?

"Asking for a friend".

CylonsKlingonsDaleksOhMy 11-09-2020 10:54 PM

Quote:

Originally Posted by CyberCubed (Post 1868010)
- My phone bill is only $31 a month, so I save a lot with a cheap phone bill, and I a

What does a hermit like you even need with a phone? :tlol:

CyberCubed 11-09-2020 11:00 PM

The stocks I inherited from my grandmother, she bought them like 15 years ago. \
Quote:

Originally Posted by CylonsKlingonsDaleksOhMy (Post 1868027)
What does a hermit like you even need with a phone? :tlol:

Well when I had it when I went out of the house to my job, I mostly used it to surf the internet and post on forums like this one. :lol:

Also I've never owned a watch. I use my cell phone to see the time, so I saved myself buying a $500 watch too. I don't wear any jewelry for that matter, like necklace or rings or whatever.

Leo656 11-09-2020 11:03 PM

What kind of asshole wears a $500 watch. You can buy a watch for $10 that tells the exact same time.

I think if you shoot a person wearing a $500 watch directly in the face, absolutely nothing of value is lost.

CyberCubed 11-09-2020 11:05 PM

When I was growing up all the rich people wore expensive watches. That's how you knew who had money. Also keep in mind this is before cell phones became mainstream so of course you needed some way to tell the time. Nowadays with the time right on your phone it basically made wearing a watch obsolete.

CylonsKlingonsDaleksOhMy 11-09-2020 11:09 PM

Quote:

Originally Posted by CyberCubed (Post 1868028)
Well when I had it when I went out of the house to my job, I mostly used it to surf the internet and post on forums like this one. :lol:

Fair enough.

I just use mine to play a mobile game and for a morning alarm. Now that I work from home, I don't even text my wife anymore. :tlol:

CyberCubed 11-09-2020 11:10 PM

Cylon don't you have like 3 kids if I remember right? I can't imagine how much money you have to spend to take care of them all properly and then spoil them with toys/gifts. :lol:

nylemon 11-09-2020 11:11 PM

Quote:

Originally Posted by Leo656 (Post 1868026)
Do their wives hit them and threaten to call the cops and file a false report?

"Asking for a friend".

If you ask me, it sounds like some hilarious episodes from South Park. It is more because it's expensive to raise a child. And Chinese more like to buy house instead of renting. Most of them buy new house for good schools for children.

CylonsKlingonsDaleksOhMy 11-09-2020 11:16 PM

Quote:

Originally Posted by CyberCubed (Post 1868032)
Cylon don't you have like 3 kids if I remember right? I can't imagine how much money you have to spend to take care of them all properly and then spoil them with toys/gifts. :lol:

3 or 4, I can't usually be bothered to keep count. One of them might be the neighbor's kid. No redheads, so they could be mine.

It's actually not terrible, with the right job, right benefits, right choices. Not saying I make right choices (I'm active on the 'Drome, after fvcking all), but we make it work and have enough cash left for me to waste on dumb $hit.

Really, once the meth business takes off, I think I'll be sitting pretty.

Leo656 11-09-2020 11:21 PM

Quote:

Originally Posted by nylemon (Post 1868033)
If you ask me, it sounds like some hilarious episodes from South Park. It is more because it's expensive to raise a child. And Chinese more like to buy house instead of renting. Most of them buy new house for good schools for children.

It is very much not hilarious to be a victim of long-term domestic abuse and have no realistic way of getting out of the situation aside from sleeping in a parking lot, no. It is very much the opposite of hilarious when people punch and choke you and can get away with it because they're women and can always just lie and say you did it to them instead. It is very much not at all funny to have someone choke you, and tell you that if you call the police, they will have you arrested instead. And that if you try to leave, they'll call have you picked up out of spite before you're a block away. None of those things are funny. Not even a little bit.

I'm quite sorry if I somehow gave you that impression, that was not in any way my intention.

Quote:

Originally Posted by CylonsKlingonsDaleksOhMy (Post 1868036)
3 or 4, I can't usually be bothered to keep count. One of them might be the neighbor's kid. No redheads, so they could be mine.

It's actually not terrible, with the right job, right benefits, right choices. Not saying I make right choices (I'm active on the 'Drome, after fvcking all), but we make it work and have enough cash left for me to waste on dumb $hit.

Really, once the meth business takes off, I think I'll be sitting pretty.

See, now THAT is funny. This guy is funny.

Cure 11-09-2020 11:34 PM

Quote:

Originally Posted by CyberCubed (Post 1868030)
When I was growing up all the rich people wore expensive watches. That's how you knew who had money. Also keep in mind this is before cell phones became mainstream so of course you needed some way to tell the time. Nowadays with the time right on your phone it basically made wearing a watch obsolete.

$500 isn't an "expensive watch". Smart watches go for that match (albeit the pricier ones) and you can see any basic bitch with an Apple Watch. Ballers go with Rolexes and Tag Heurs and such, which are way more.

nylemon 11-09-2020 11:35 PM

Quote:

Originally Posted by Leo656 (Post 1868038)
It is very much not hilarious to be a victim of long-term domestic abuse and have no realistic way of getting out of the situation aside from sleeping in a parking lot, no. It is very much the opposite of hilarious when people punch and choke you and can get away with it because they're women and can always just lie and say you did it to them instead. It is very much not at all funny to have someone choke you, and tell you that if you call the police, they will have you arrested instead. And that if you try to leave, they'll call have you picked up out of spite before you're a block away. None of those things are funny. Not even a little bit.

I'm quite sorry if I somehow gave you that impression, that was not in any way my intention.



See, now THAT is funny. This guy is funny.

Well if I understand right, do you say that most Chinese families suffer family violent and woman beat man. If you think so then that is definitely not true. It's crazy you think that way and there is a deep misunderstanding here.:o

nylemon 11-09-2020 11:46 PM

Quote:

Originally Posted by Cure (Post 1868041)
$500 isn't an "expensive watch". Smart watches go for that match (albeit the pricier ones) and you can see any basic bitch with an Apple Watch. Ballers go with Rolexes and Tag Heurs and such, which are way more.

Swiss watches are like $5000 and even more. I had one and never wear it. I wear apple watch to calculate my exercise time. American are more realistic which I admire and in my country especially elders are more chase in to western luxury things that just for showing off.


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