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Do you believe in student loan forgiveness?
https://i.ibb.co/XzpBZ1W/bid.jpg
Because Biden is announcing $10,000 - $20,000 in student loan forgiveness for basically everybody: https://komonews.com/news/nation-wor...epayment-pause |
This is not loan "forgiveness". Its a debt transfer from the idiots who took useless college courses & then couldn't actually find work or get paid enough using their degree to pay their loans (and/or blow their income on sh!t they don't need) instead of paying their own bills. All these clowns wanting it using their $1000 Apple phones & drinking their over priced hot water with bugsh!t coffee... fjb. I already paid my student loans and I sure as sh!t should not be paying more taxes to cover anyone elses.
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if you have a problem with the student loan cancellation because you already paid off your loans, just pretend its a tax cut for the rich that you also never got but mysteriously didn't complain about.
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https://www.instagram.com/p/ChqFCTIsnok/
Biden ignores the question and implies that the only people not burdened by student loans own multi-million dollar companies. Just another example of how oblivious these politicians are to the reality that the majority of Americans live. I paid my loans, and I also pay my taxes. I would like my $10k, please. |
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Biden isn’t just forgiving a set amount of debt. He is also enacting a new policy that ends excess interest on student loans—as long as a borrower pays their minimum monthly payment (now capped at only 5% of their income), their balance will no longer increase.
90 PERCENT of the benefits of Biden’s student loan forgiveness plan go to those making under $75,000. These are the working class Americans that Republicans are mad are getting some relief. And, under President Biden, this year's federal budget deficit is expected to decline by $1.7 trillion — the SINGLE LARGEST DECLINE in American history. But, please. Swear at me all you want. Proveable facts don't really care about your emotions. And neither do I :D. |
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Just a quick Biden "highlight reel:"
-$10k in student loan debt eliminated -Inflation Reduction Act (biggest climate bill in history) -American Rescue Plan -Infrastructure package -Gun reform package -CHIPS -PACT -Most jobs ever -Lowest unemployment in 50 years -al Qaeda leader killed Also, I'm not a betting man, but if I were I would be willing to wager I've taken more college (and Grad School) economics courses than you have. Which doesn't prove anything, sure. But I guarantee these policy changes of President Biden's will be more of a net positive then a net negative (especially for families struggling with student loans). And if you have a minute (since I can't seem to find it! Weird...), maybe you could direct me to the message board thread where you're just so full of anger and rage about the 1.9 TRILLION (of OUR MONEY) the previous administration gave to it's wealthy donors in the form of tax breaks? Just, like, a link or something. Something to show how *equally* enraged you were then. I mean, I'm sure it happened. I'm sure you were BIG MAD then. Right? :lol: Loving that Republicans want to run in 2022 on "Child victims of rape must have their rapist's baby." And "We must stop Democrats before they give out more education debt relief!" Quote:
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this board isn't a democratic friendly one, as we see through all the smoke and mirrors. biden's accomplished nothing but putting us further in debt, making war on the middle class, and spending money we don't have by the trillions.
I hop ewe survive the next two years. And I don't want my taxes raised to pay for some dickweeds gender studies course. |
I may have just mentioned that American currently has the LOWEST UNEMPLOYMENT RATE it's had in the last 50 years.
So, where are these people who "aren't working to begin with?" Are they real? Do you have names? Addresses? Phone numbers? Email addresses? I have a few journalist pals who would surely like to talk to them. If they exist. Which I don't think they do! Quote:
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I'm of two minds about the issue ONLY because there is absolutely NO reason whatsoever that college needs to be so expensive. Especially not right now when literally every single thing you can learn in a college classroom, you can learn on the internet for free. Ostensibly, tuition rates should be going Down, not Up, the same way the cost of books and VHS tapes and DVDs all went down dramatically once the internet killed the need for any of those things to exist in physical form. You can't in good conscience charge a premium for things people can just as well get for free. It's insanely predatory, and it basically ensures that nobody who completes college nowadays can have a comfortable lifestyle until they're pushing 50, because they're going to spend their 20s struggling to get established and then their 30s and 40s working to pay off their debts. Tuition rates have skyrocketed over the past few decades, but wages have not increased alongside that, and that's where it becomes a huge issue.
I personally have a problem with the expectation that a person needs to go into debt for essentially their entire adult life just to have a shot at "a good career". The only reason college is so expensive is because they have to buy and maintain stadiums and stuff for the sports teams, and that's nonsense. Someone who just wants to be an engineer shouldn't have to pay half a million dollars because the football team wants new uniforms. If college sports didn't exist, then college would cost hardly anything, and that's indisputable. HOWEVER... all that being said, going to college and assuming the debt that goes with it is kind of like buying a form of insurance, you're gambling on your future but in essence you're paying a premium to ensure you're "protected". There's no guarantees but having the piece of paper gives you a slight advantage in obtaining financial security. But so many variables rest upon the end-user; what's their major and hopeful chosen field? As has been said, if you're going to college for Music Theory or Gender Studies then that should be 100% on you, you can't expect to do anything but starve with those kinds of degrees and so other people shouldn't be on the hook for anyone who chooses to pursue a worthless degree. At some point, someone needs to sit a young adult down and explain to them in no uncertain terms that their "dreams" aren't going to help them eat, and make sure that they know if they waste their time and money on something with no upside then they can't expect "forgiveness", because the world doesn't work that way. Likewise, even someone who pursues a much more practical career like doctor or lawyer - basically, the only two things anyone should bother going to college for because those are as close to "guaranteed income for life" as it gets - could very well screw it up for themselves post-graduation by botching the follow-through, and that shouldn't be anyone's fault but theirs, either. And then there's the fact that giving One Person a handout is disrespecting Another Person who doesn't get one. There's no way that every person's student loan debts will be "forgiven" and so doing it for even one person is, to my thinking, rather unfair and unethical. It rewards people who screwed up or were lazy while only punishing those who did everything "the right way". Maybe if every living person in the U.S. who ever went to college for any reason got a check for twenty grand, that'd be a different story, but that's not what's gonna happen. I'm of the mind that by going to college at all, you assume certain risks and those risks are predominantly on You. Part of why I never went was because I simply had no money, I mean around the time I graduated high school we were borderline destitute, and my guidance counselors pretty much said straight-out that I had no options for college outside maybe taking some classes at a Community College; even if I applied for loans or financial aid, I'd never get them because it was plainly clear that I'd never, ever be in any position to pay them back. And for my own part, I knew full well I'd never be in any position to pay any loans back, and I didn't much feel like spending the rest of my life paying them back anyway. So I just didn't bother going to college. This did hurt me because I was forced to only do rather low-end sh*t that didn't pay well, but the fact is I'd be taking home almost the exact same amount anyways after paying back any hypothetical loans, so to me it just seemed like breaking even. If I was only ever going to take home less than 40 grand a year, I decided I'd rather do that without having a huge monthly bill hanging over my head for my entire adult life. A person should be realistic about themselves, their prospects, and their circumstances. The fact is, most of my friends who never went to college are doing a lot better and making as much if not more money than the ones who did go to college. The ones who went to a vocational or trade school, they put a lot more hours in at their job and some of those jobs are a lot more physically difficult, but they generally report a higher level of life satisfaction. One of the most stable guys I know owns his own plumbing business; doesn't sound very glamorous and most people would not choose it, in fact anyone with a college degree would discourage and disparage such a career out loud, but the fact is the guy still owns his own business, is above his debts and takes great care of his wife and kids, while some of our friends with "better" jobs are STILL paying off their debts and loans from almost 20 years ago. Frankly, I think college is mostly a scam and that most people who go only learn how to make connections and experiment with drugs and casual sex without their parents hawking them. That's the only thing anyone I know remembers from their college experience, all the coke they did and all the times they narrowly avoided getting an STD, plus the one or two people they met who did them a favor after graduation and helped them get a job they weren't qualified for. I don't think too many people actually "need" college anymore, I mean honestly only doctors really should have to go, nothing else is worth the investment or even requires that much "education" in the first place. Tuition rates are just another form of societal gatekeeping, making sure the poor people stay poor by saddling them with debt they'll be paying back until they're dead. I think that's horribly predatory and unfair. BUT, these are the choices we make, and we are supposed to be beholden to those choices as well as their consequences. If a person chooses to go into debt to attend college, that's their decision and I don't think they should be rewarded for not being able to hack it later on. Rather than forgiving student loans, what should rather happen is college needn't be so goddamn expensive across the board. THAT would actually do some good. But they "need" new stadiums every few years, so that's never gonna happen. It's f*cked up, but them's the breaks. You choose to go to college, you implicitly accept that you're gonna be paying them back for the rest of your life so the football team can have new helmets. It's dumb, it's unfair, it's pretty much just plain wrong... but that's life. They could just as well go to DeVry. We all make choices. |
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We've sent BILLIONS to a fake war in Ukraine for a tyrant/puppet leader who has made it illegal to be against him and the country hates the lgbt folks... its illegal there. Gas is still over $2 a gallon more than it should be or needs to be. Our oil reserves are nearly gone... to China & Ukraine. Everything Biden is doing right now, is to BUY votes. If the numbers for democrats were better, this "loan forgiveness" would not be happening... and don't spend your "savings" just yet because the Supreme Courts not going to allow this to stand (& it fvcking shouldn't). |
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Now frankly, I'm a pretty firm believer that "All Taxation Is Theft", because nobody ever ASKED me if I wanted to contribute to "society's needs", and if they did ask I'd say "No", because I consider myself to be more "in need" than the next person, and I'm also just plain pretty selfish. HOWEVER. By definition the very purpose of taxes is so "tax payers can pay for someone else's bills." And since most people are exactly like me and only contribute to the greater good when forced at proverbial gunpoint, it is what it is. People have to be "forced" to pay taxes because if it were voluntary then nobody would, and without the monies provided via tax collection then society itself would completely shut down. Even a Scrooge like me understands and accepts that even though I don't like it. So unless you wanna go completely off the grid and live off the land like a lumberjack, you gotta just accept that by paying taxes at all you're paying someone else's bills. That's entirely how it works. Not to be a dick but nobody asked the taxpayers in your state if they'd be fine paying into your disability claim, either, and I'm sure if they had been asked most people would say "No, I don't even know that guy". But I'm quite sure that you're grateful for the services provided by those peoples' tax dollars, all the same. Just saying. I abhor taxes as a rule but they're a necessary evil and you don't get to pick and choose where the money goes, that isn't how it works. |
LOL ' lowest unemployment'....
a little suspicious thing called covid had a hand in that. How about all the businesses that biden and fraudci put out of business because of that thing? |
I remember when not long ago someone publicly said "unemployment is no longer an issue because so many people have two or even three jobs."
Like, way to deflect from the larger point, that being that nobody should HAVE to work two or three jobs but it's the only way to even keep your head above water anymore. "Inflation" hits everything except wages, which typically stay the same while everything else goes up. And nobody with any power to affect or correct ever wants to address the root causes. "Inflation" is manmade, just like wage stagnation. Why do things suddenly cost more? Because some rich c*cksucker decides so, so they can improve their bottom line and take home more. Why don't people earn more money alongside rising those costs? Because again, some rich c*cksucker says so. ALL of these other things are just deflection and distraction. |
And the idea that the only way to get a good job is to get a student loan and go to democrat indoctrin -- I mean, college is preposterous. Has no one heard of trade schools? We need electricians and welders and HVAC people just as much or more than marine biologists or whatever else.
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Cities & all of civilization would be fine without most taxes. Pretty much all of the taxes could go away & the fat/bullsh!t would end... or towns would close, people would move and someone else would buy that land for pennies on the dollar & start over. |
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Then the pandemic popped up and the democrat agenda and all of the other nonsense that occluded as many of his accomplishments as possible hit in their smear campaign against an "America first" President. And now "Biden's unemployment rate is 3.6%. Your doing what all agenda-fools do - omitting the truth about any number you can use, hoping that people can't interpret it. I'll say this now to anyone reading this thread - f$#@ "robertfiduciary". He pushes some strange agenda, and he twists facts calling you too dumb to look into them on your own, or to look into them with real context. I could pick apart your entire Associate Degree-level-public-administration analysis, but every time you pop up you bore me to death. Quote:
To any of the board leftists still left here - you think that the center and the right are your enemies, but your leaders are calling you dumb and stringing you along. Like Chuck Schumer with a stick pointer and a poster mobilizing the peasant revolts in the streets. This is your big moment, @$$holes! Congrats! Futhermore? Your "leaders" are the rich elite that you claim to hate so much. F'n idiots. |
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To hear a college grad tell it, my buddy who owns the plumbing business is "a failure who has to be up to his elbows in sh*t every day just to make ends meet", but from what I understand it's actually not that bad of a gig. And again, he takes home more than most of our college grad friends do. Or here's a more personal anecdote from back when I was in the moving business. One day we're unloading into somebody's house on a Summer afternoon, a blonde Karen was walking down the street with her son and as she passed by us she said out loud, "See honey? THAT'S what happens if you don't go to college!" :roll: First of all, the kid was like, 8, so what a dumb thing to say in the first place. But meanwhile, you know that when that dumb c*nt ended up moving from her mansion into a bigger mansion she was very grateful for those "losers" who never went to college, because Lord knows Karen isn't gonna pack her own boxes or carry her own armoire. But yeah, it's society. "You HAVE to go to college or you're a failure." They drill that idea into your head in Kindergarten and every day forever after. No, it just means if you don't go to college you're not 100% guaranteed to make seven figures by sitting in the air conditioning, but to be fair you're not promised that even with a college degree, anyways. More and more people are becoming aware that you can have a very happy and financially successful life without an expensive degree. But that's the problem, you find that sh*t out on your own; the "official" story according to parents and teachers and guidance counselors is "Go to college, or be called A Failure." That needs to change. It won't, but it should. |
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On one hand, I absolutely do not feel guilty because I worked since I was 17 and definitely needed an extended vacation anyways, and if it's paid for by Uncle Sam then that's even better. Also, to somewhat echo your sentiments, "I paid into the system and now I'm just collecting my due." But I'm not gonna sit here and pretend that I paid into the unemployment system anywhere near what they paid me. I basically raped them for two years, it's not even close. I paid in a pittance compared to what they gave me, that's just the facts. "The taxpayers" essentially bought me a bunch of stuff on eBay for two years; I can pretend otherwise and say "Well, I paid into the system" over and over again, but the fact remains that it simply isn't equitable and that monetary difference had to have come from somewhere. No guilt, no regrets, Just Sayin'. I'm pretty sure it works that way for just about everyone, whether it be unemployment or disability or what have you. But I mean, your situation is Your Situation and I don't have that data. |
Do I believe in it? Ehhhh.... yes and no. On one hand, taking those loans was a choice, on the other hand it is shameful what a higher education, just to try to have a decent chance in life, costs... not just now, but when most of us were younger too and just gets worse and worse. People shouldn't have to place bets and wager their financial well being just to get any chance.
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Google tells me that it is federal law that an employer must provide access to your pay stubs and records. Granted, though, I didn't dig too deep into it.
As everyone constantly tells me whenever I'm in a spot, call Legal Aid Services and get that sh*t straightened out. |
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I paid off the last of my debt this past March in regular monthly installments…
So yeah, I just figured it was inevitable the feds would pitch a hasty bail out offer as soon as that happened. |
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TBH it wouldn’t be such a big deal if Biden wasn’t already sending millions and billions and trillions of U.S. taxpayer dollars to Ukraine while we’re in a recession and gas prices are at an all time high while they try to ban gas vehicles and force you to buy electric vehicles under a green new deal that you must pay taxes on. All this does is further divide, just like abortion. The left went too radical with it at 9 months. Now the “nazis” have taken away their freedoms, and those same “nazis” are outraged about having to pay an average $2,000 per taxpayer for crazed leftists’ useless “gender studies degrees” and sets a bad precedent of what’s to come. Is this some form of revenge? Midterms right around the corner… |
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This has become a very loud right-wing talking point despite nobody anywhere asking for "abortions at 9 months". Pregnancy is an absolutely horrific ordeal that destroys a woman's body long before she ever gives birth (which incidentally is a huge reason why most women nowadays don't want to get pregnant in the first place); nobody anywhere wants to carry a baby for 9 months only to NOT have a baby to show for it all. I think what has you and others confused is how there are in fact some women - and doctors - would rather terminate a late-term pregnancy once it's obvious the baby would be born without most of its skull, or something horrific like that. In which case the baby would suffer horrifically for mere minutes before dying anyway. Many people would consider actually giving birth to the baby more cruel than terminating it pre-birth. Depends who you ask. But again, that is the ONLY time anyone has EVER said anything about "abortions at 9 months", so I don't see what the sh*t that has to do with a single goddamn thing whatsoever. Even the most ardent supporters of abortion rights generally agree that "20-something weeks" should be the cutoff point, AND even a ton of right-wingers would call it mercy to see the baby without a skull be terminated before birth no matter how far along, because they're not jackals. Some of the most anti-abortion people I know would still call that "an extenuating circumstance" and allow it in that sort of situation. It's not something anyone actually wants to happen, it's a literal worst-case scenario and that's all it's ever been. You create this imaginary scenario of fully-pregnant mothers walking into a clinic so someone can just rip their fully-developed healthy baby out of them and then mangle it... except this never, ever, EVER happens. And then The Right accuses The Left of "fear-mongering" and "making sh*t up for attention/distraction", and you wonder why it's so hard to be taken seriously. Good grief! I don't care what side of the political aisle anyone is on, but when they repeatedly insist fairy tales are Reality, I drop a red flag. |
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Here in the UK there has been a change in the demographic and application since the university fees per year were allowed to grow up to I think £9000 per year now. Thing is here, I don't know about the US, you only start to pay back those debts once you start earning over a certain amount per year (I think it's around 24k GBP) and if you haven't paid it all back after 30 years of graduating, the debt is wiped out anyhow. Estimates put only about 30% of current students will actually pay back their entire debt. And sometimes those aren't insignificant qualifications, care assistants, teachers and nurses can all start their career on salaries lower than the threshold for example. |
I just think there is some common ground. In at least that the sickest among the left might unwrinkle their nose and go "OK, fine, by this month (3? 4?) is OK to stop allowing abortions." As in less than 9. But that needs to be hashed out before we resume talking about some kind of federal mandate, without Roe V Wade in place. There is literally nowhere to start a new dialogue if it's just "rahhhhhhh!!! No! Anytime anywhere! Even up to labor!" Which is literally, actually what they're saying right now and nobody on the left is willing to even say "you have a point there," of the people saying that's nuts. It is all or nothing for these guys. And even if I am wholeheartedly pro-abortion, that stance isn't going to get them anywhere. And it shouldn't. Because it's sickening.
Personally I think the left (well, in the government) love this. Keep the discussion purely surface level and they never need to even debate the finer points. Either you're for or against, no need to get into dirty discussions of if this means the 9 month pregnancies obese derelict women didn't even knew they had and so on, or worse. |
If you think only one side is playing the "All Or Nothing" game on ANY political topic these days, you simply haven't been paying attention. The only people speaking out loud on any topic are the extremists, who are ironically the ones who most ought to sit down and shut up. That goes for the politicians as well as their constituents.
It's a f*cking joke anymore, what passes for "political discourse" in this country. Thanks, Obama*. *This "all or nothing" bullsh*t started when it was collectively decided without conversation that if you weren't all-in on Obama then you were a racist neo-Nazi. That's where it started, and it's just gotten worse ever since. So yeah, Thanks Obama. :trazz: |
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As to student loans: this benefits 60% of borrowers who can actually afford to PAY their loans yet choose not to do so. The poorest of borrowers are still going to pay more elsewhere by more than their owed loans than before now. https://www.louderwithcrowder.com/ma...-trans-catfish <links to MSM sources that prove this loan "forgiveness" is terrible (& more)... |
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