BLOODY BANKS! (rant)

Misfit · 12-18-2003, 01:09 PM

I HATE BANKS.

I found a nice little letter telling me I was overdrawn. I don't know how banks in the US or anywhere else work but here if you get overdrawn they charge you a fee of £20 a day until you repay them. I'm not so angry that I'm overdrawn, well I am, I feel like a total idiot because this is the second time it's happened. What I'm angry about is that the letter I got didn't even tell me how much I was overdrawn by. So now I'm really worrying about the amount, I won't be able to find out until I go to the bank tomorrow. Grrr.

IMHO the way banks allow you to get overdrawn (when your money's all been spent they shouldn't allow you to take anymore) is criminal, it's just outright theft the way they don't tell you your don't have any money left or even ask you if you know your about to become overdrawn. Banks are just money grabbing jerks...if it weren't for online shopping I wouldn't even use a bank account, I hate them.

Anyway, point of this post, anyone got any horror stories about overdrafts they'd like to share? The worse the better - I need cheering up, this has made me super angry and depressed.

12-18-2003, 01:09 PM	#1
Misfit Stone Warrior Join Date: May 2003 Location: UK Posts: 508	BLOODY BANKS! (rant) I HATE BANKS. I found a nice little letter telling me I was overdrawn. I don't know how banks in the US or anywhere else work but here if you get overdrawn they charge you a fee of £20 a day until you repay them. I'm not so angry that I'm overdrawn, well I am, I feel like a total idiot because this is the second time it's happened. What I'm angry about is that the letter I got didn't even tell me how much I was overdrawn by. So now I'm really worrying about the amount, I won't be able to find out until I go to the bank tomorrow. Grrr. IMHO the way banks allow you to get overdrawn (when your money's all been spent they shouldn't allow you to take anymore) is criminal, it's just outright theft the way they don't tell you your don't have any money left or even ask you if you know your about to become overdrawn. Banks are just money grabbing jerks...if it weren't for online shopping I wouldn't even use a bank account, I hate them. Anyway, point of this post, anyone got any horror stories about overdrafts they'd like to share? The worse the better - I need cheering up, this has made me super angry and depressed.