Quote:
Originally Posted by MsMarvelDuckie
Am I the only one here who has actually been on the benefitting side of it? People like me and Mr D, who would be paying 800$ a WEEK OUT OF POCKET without it, for treatments that are literally keeping him alive. And that is JUST for the dialysis itself. That's more than my entire paycheck! But thankfully, he has his ACA aid. (This includes medications- his ACA insurance and Medicare/SSDI pay for almost everything. Our OoP expense for meds are usually 1-2$ per prescription.) My job, in contrast, offers only a plan that has a 6,000$ deductible, most of which is out of pocket, before it even pays anything. I turned it down. BUT! I don't even make enough in a year to have ever been "taxed" for not having it. (This loophole for low-income families was ALWAYS there, so I don't get the hate that people have for it, unless they make over the "lower limit" income to avoid the tax penulty. It is 24,000$/yr, btw.)
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I think the ACA has helped many people, but I feel like we can do better. As I said before we should do away with the penalty entirely and make it a tax credit instead. My friend could not afford health care coverage, but did not qualify for assistance or medicaid and is about to get hit with the penalty unless he some how finds coverage soon.