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Old 12-15-2018, 07:37 PM   #7
Andrew NDB
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Join Date: Apr 2007
Location: Auburn, WA
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Quote:
Originally Posted by Redeemer View Post
Half the problem is Insurance companies price gouging people and set record profits....
Maybe so. But insurance costs are largely high because medical costs are high. The very essence of insurance, whether it is car or auto or fire, is the insurance company saying, "I bet you're going to get into _____ trouble (car accident, house fire, etc.)" and you saying, "No, I'm not." And then when you have to use it (for example, you break a bone and need medical attention), the insurance company pays out for it.

The trouble now is that when all of the medical costs and drugs and malpractice insurance associated with modern medicine in the United States, even basic things cost a ton of money (i.e., the blown out costs of things like insulin and epipens). A ton of money. So these insurance companies have to pay out a ton of money. So now we have HUGE deductibles we have to pay out of pocket before the insurance companies pay anything now, and when they do it isn't much.

So forcing people to pay and carry shi**y insurance isn't doing anyone any good beyond liberals holding hands going, "YAY! Everyone has insurance now, like the 'more advanced countries'!" while saving no lives. Let's fix the core problems.
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