Are you rich or well off?

[CyberCubed]

Many New Yorkers also buy town homes or vacation homes in Florida. Half the people around Kissime or Orlando were all originally from New York.

Also ResetEra has a thread where many people say they regularly know people who make over $400,000 a year:

https://www.resetera.com/threads/how...a-year.324256/

ResetEra has some high rollers.

[PizzaPower1985]

Originally Posted by CyberCubed

Many New Yorkers also buy town homes or vacation homes in Florida. Half the people around Kissime or Orlando were all originally from New York.

Also ResetEra has a thread where many people say they regularly know people who make over $400,000 a year:

https://www.resetera.com/threads/how...a-year.324256/

ResetEra has some high rollers.

Big Tech employees dont count, Cubed. They are not the average person. They are pod people who dont live in reality. For example, I thought I was pro-UBI... No! It's just wishful thinking on my part. Those San-Fran tech types, they are really out there with their ideas about robots, automation and UBI... not living in reality. Besides that, when you live in the Bay Area, cost of living is so high and everything is so skewed that $400K a year isnt as much as you think. San Fran is the most expensive city in the world!

On the other hand, I could retire @ 35 on $400K and be set for life!

[CyberCubed]

$1,000 is not a lot of money these days, it can barely carry you through a week. I also don't know how people who have kids can manage with it since you have to buy food/clothes/toys for kids and that takes up a large chunk of it as well.

[CylonsKlingonsDaleksOhMy]

Originally Posted by CyberCubed

$1,000 is not a lot of money these days, it can barely carry you through a week.

2 words.

In Flation

[PizzaPower1985]

Originally Posted by CyberCubed

$1,000 is not a lot of money these days, it can barely carry you through a week. I also don't know how people who have kids can manage with it since you have to buy food/clothes/toys for kids and that takes up a large chunk of it as well.

absolutely agree!

Originally Posted by CylonsKlingonsDaleksOhMy

2 words.

In Flation

LoL.

[CyberCubed]

The average salary in New York is $70,000 a year like I thought, and that's on the "low end" with most people in reality making $100,000 a year at minimum if you have a decent job:

https://www.businessinsider.com/what...k-city-75000-6

But of course there's a lot of poor people in NY, so all the people you see working as cashiers or in Walmart or in stores etc, obviously barely make $20,000 a year.

[AquaParade]

Cubed how did you save up $200k, aside from being cheap? Sounds like your salary isn't super high. Do you live rent free? Did you inherit money? Or have you just been saving for several decades?

[CyberCubed]

Originally Posted by AquaParade

Cubed how did you save up $200k, aside from being cheap? Sounds like your salary isn't super high. Do you live rent free? Did you inherit money? Or have you just been saving for several decades?

I don't have 200k, I have $164,000 at the moment. And yes my salary isn't very high, I do not make anywhere on the level of the articles I posted above.

I've basically been saving money since I was a teenager (and I went to college for free, so there's that too), and since I live in NY I use the subway so I don't own a car and I basically spend as little money I possibly can over the course of two decades. I managed to get my phone bill down to $31 a month (it used to be $57 a month when I was with verizon), and I usually get new clothes as gifts for holidays/birthdays so I very rarely buy new clothes myself.

It's amazing what saving for decades will do.

[AquaParade]

Thanks for sharing.

Anything expensive you have your eye on? It seems like you're generally saving for a rainy day or general responsibility, but do you have your eye on something nice? There's always the fact that you could die tomorrow, so you may as well enjoy some of the payoff.

[CyberCubed]

Not really, videogames are my most expensive hobby and even then I am cheap and never pay full price for games. Same reason I'm not buying a Playstation 5 anytime soon, probably wait a year or so or get it as a gift.

I am not a very material person. I do not need a huge mansion house, an expensive car, I don't wear jewelry of any kind, I don't need to wear expensive clothes or shoes (I have some nice business attire like everyone does but that's it), and I do not upgrade my TV, computer or phone very often. As said, I'm still on the iphone 6!

Not to mention half the time I do get something new it's a gift/present. I've never paid for a TV or computer with my own money for example. I'm pretty sure I didn't pay for any cell phone purchase either. And since I don't buy blu-rays/DVDs anymore that's out too.

One day I might get a nicer place to live outside of an apartment, but not now.

[PizzaPower1985]

Originally Posted by CyberCubed

Not really, videogames are my most expensive hobby and even then I am cheap and never pay full price for games. Same reason I'm not buying a Playstation 5 anytime soon, probably wait a year or so or get it as a gift.

I am not a very material person. I do not need a huge mansion house, an expensive car, I don't wear jewelry of any kind, I don't need to wear expensive clothes or shoes (I have some nice business attire like everyone does but that's it), and I do not upgrade my TV, computer or phone very often. As said, I'm still on the iphone 6!

Not to mention half the time I do get something new it's a gift/present. I've never paid for a TV or computer with my own money for example. I'm pretty sure I didn't pay for any cell phone purchase either. And since I don't buy blu-rays/DVDs anymore that's out too.

One day I might get a nicer place to live outside of an apartment, but not now.

THE CHARMED LIFE!

But seriously... HAVE YOU BOUGHT ANY EXPENSIVE TMNT STUFF?

[CyberCubed]

Nope, probably the most expensive thing I bought was a PS3 back in 2008 for $399 I think it was at the time.

I've never bought anything more expensive than that, as I said I never paid for a computer/tv/phone with my own money. I got my PS4 for free, I got my Switch for only $220 due to an $80 discount coupon, I never paid for my older consoles since my parents/grandparents always bought them for me as presents for my birthday. I did pay for the Wii with my own money back in 2007, but that's like nearly 15 years ago now. As for TMNT stuff I have my older toys/comics/DVDs but they aren't any more expensive than usual, the original prices. I don't have any rare comics of 1st edition or anything like that.

I'm might get a Playstation 5 as a gift so that's why I'm not buying it now. It's called, "OPM" which stands for "Other peoples money." Why spend money yourself when you other people will buy things for you?

[Last Ronin]

Ah so you ride the socialist train cool, cool.

[Leo656]

Not having a car obviously saves a huge amount of money. That's thousands of dollars per year between insurance, gas, maintenance and repairs. For several years when I was working about 25 minutes from home I was spending about $60 a week on gas, easily. That's before getting to wrestling shows, too, although I'd usually at LEAST make my gas and toll money back from that.

I don't drive, it's all my wife, but the car's a huge money pit. Public transportation in NJ is pretty much non-existent except in college areas. Like it exists but you absolutely HAVE to have a car if you wanna get anywhere around here.

I've been heaving heated arguments with my father-in-law for over 20 years about this kinda thing. He was an auto mechanic, so naturally he thinks that's a huge deal and that anybody who doesn't drive is a worthless piece of sh*t. Like that's literally what he says, you don't even have to ask. "Anyone who doesn't drive is a moron and a worthless piece of sh*t." I've told him countless times that there's people all over the place who don't drive and make more money than he ever did, so obviously they must not be that stupid, but he says that's all bullsh*t. But if you live in the NYC area, for example, you're kind of an idiot if you DO drive a car.

It's all about where you live. In some places, driving a car is absolutely mandatory, but in other places it makes no sense to even own one. It's definitely a huge money pit. Just the gas alone sucks, to say nothing of the constant replacing of brake pads, tires, belts, etc. etc. Five grand a year, minimum, and probably a lot more. Really sucks.

[CyberCubed]

Yeah, unless you have a family of kids, you don't really need a car for New York. The subway and buses take you through all 5 boroughs of New York and into New Jersey and every other neighboring state.

When I was in my early 20's I drove my fathers Toyota car from 1987 to college. Imagine driving a car from the 80's in the early 2000's. But of course that car eventually died so I never bought one of my own. So yeah I have to buy subway metrocard fare but that's it.

Also there was a time I had very little money, I saved money up consistently since I was around 15/16 years old, and now that I'm in my early 30's, most of the money I have saved is the work of over two decades. I don't have a high paying job and most people make 5 times more than I do, but it doesn't matter. I can still buy whatever I want and as I said I don't care about expensive clothes/food/furniture/cars, etc. All I need is a good TV/computer for videogames and online and that's it for me. I don't even care about cell phones much since I never really use them, and I never owned a "real" watch or any jewelery.

Of course I know if I DO start spending...all my money will be gone in about a year, so I'm not "safe" either. I can be in the poor house within a year if I don't spend my money wisely. It's also probably why I never looked into buying a home or anything like that, I fear I'd lose too much money.

[PizzaPower1985]

Originally Posted by CyberCubed

Yeah, unless you have a family of kids, you don't really need a car for New York. The subway and buses take you through all 5 boroughs of New York and into New Jersey and every other neighboring state.

When I was in my early 20's I drove my fathers Toyota car from 1987 to college. Imagine driving a car from the 80's in the early 2000's. But of course that car eventually died so I never bought one of my own. So yeah I have to buy subway metrocard fare but that's it.

Also there was a time I had very little money, I saved money up consistently since I was around 15/16 years old, and now that I'm in my early 30's, most of the money I have saved is the work of over two decades. I don't have a high paying job and most people make 5 times more than I do, but it doesn't matter. I can still buy whatever I want and as I said I don't care about expensive clothes/food/furniture/cars, etc. All I need is a good TV/computer for videogames and online and that's it for me. I don't even care about cell phones much since I never really use them, and I never owned a "real" watch or any jewelery.

Of course I know if I DO start spending...all my money will be gone in about a year, so I'm not "safe" either. I can be in the poor house within a year if I don't spend my money wisely. It's also probably why I never looked into buying a home or anything like that, I fear I'd lose too much money.

It is now 2020... guess what make and year my car is... a 1996 Honda! It's had some major repairs but the motor is just broken in. I'll drive it for another 10 years hopefully!

[Leo656]

In high school I owned a 1986 Camaro with a V8 Iroc-Z engine. Jet black. Got it for two grand.

Never even got to drive it. I was too young, it was just supposed to be "for me" when I got older. My Dad ended up driving it and killed it in two years. We ended up spending like 5 or 6 grand on repairs before it finally died.

Still my favorite car we've ever had. You could hear it coming for miles. Sounded like the Devil. Real low to the ground, handled like it was on rails even when you were doing about 90.

If I ever come into some "F*ck You" Money, that's what I'm gonna buy to drive. I'm not a car guy, generally speaking. I kinda think "car guys" are stupid. Like, it's just a car. But oh, man, that thing was sexy as hell. Just the look on peoples' faces when it turned the corner and made that noise. Felt like being in the goddamn Batmobile.

[PizzaPower1985]

Originally Posted by Leo656

In high school I owned a 1986 Camaro with a V8 Iroc-Z engine. Jet black. Got it for two grand.

Never even got to drive it. I was too young, it was just supposed to be "for me" when I got older. My Dad ended up driving it and killed it in two years. We ended up spending like 5 or 6 grand on repairs before it finally died.

Still my favorite car we've ever had. You could hear it coming for miles. Sounded like the Devil. Real low to the ground, handled like it was on rails even when you were doing about 90.

If I ever come into some "F*ck You" Money, that's what I'm gonna buy to drive. I'm not a car guy, generally speaking. I kinda think "car guys" are stupid. Like, it's just a car. But oh, man, that thing was sexy as hell. Just the look on peoples' faces when it turned the corner and made that noise. Felt like being in the goddamn Batmobile.

yeah. car gives me bad anxiety... its on borrowed time probably but repairs are always cheaper than buying NEW or a good used one... so!

[Last Ronin]

Car, I didn't have one till I was in my early 20's. I walked 3 miles in the snow to school and back. The 80's man what a ride.

[MsMarvelDuckie]

I am not quite "dirt poor", but down at the lower end of getting by, mostly. Just got a nice raise, but still not much. I MIGHT make around 14k a year, before taxes. But our biggest expenses are rent, utilities, and Mr. D's meds. No car, so no money-suck there. Just makes getting groceries a bit of a challenge.